N26 Black - Get global spending freedom

Make it yours.

Open an N26 account or upgrade to get N26 Black and make traveller’s cheques a thing of the past.

Frequently Asked Questions

Do you charge foreign transaction fees?

No, we don’t charge an exchange rate fee if you pay with your Mastercard. This makes it one of the best ways to pay or make purchases while abroad.

Is the N26 Black Mastercard a debit card or credit card?

The N26 Black Mastercard is a debit card, which means all transactions occur in real-time and are directly debited from your account balance.

Does the N26 Black Mastercard have contactless (NFC) functionality?

Yes - the N26 Black Mastercard offers contactless payment functionality for payments up to £30 without having to enter a PIN. Purchases over £30 need to be confirmed by PIN. No compromising data is submitted during the contactless payment process - only the card number and the card’s expiration date.