N26 Black - Get global spending freedom
Made to roam
N26 Black offers fee-free transactions around the globe, meaning you can shop, eat and explore as you would at home.
No fees on ATM withdrawals abroad, in any currency
There’s no percentage fee charge on foreign currency ATM withdrawals and you’ll get Mastercard’s best exchange rate.
Know what you’re paying
We don’t take a markup and we’ll always show you the total in pounds, so you know what you’re spending.
Extra Spaces for you
Sometimes more is more, especially when it comes to organising your money. Your Black membership gives you up to 10 Spaces sub-accounts (alongside your main account) for reaching your savings goals.
Make it yours.
Open an N26 account or upgrade to get N26 Black and make traveller’s cheques a thing of the past.
Frequently Asked Questions
Do you charge foreign transaction fees?
No, we don’t charge an exchange rate fee if you pay with your Mastercard. This makes it one of the best ways to pay or make purchases while abroad.
Is the N26 Black Mastercard a debit card or credit card?
The N26 Black Mastercard is a debit card, which means all transactions occur in real-time and are directly debited from your account balance.
Does the N26 Black Mastercard have contactless (NFC) functionality?
Yes - the N26 Black Mastercard offers contactless payment functionality for payments up to £30 without having to enter a PIN. Purchases over £30 need to be confirmed by PIN. No compromising data is submitted during the contactless payment process - only the card number and the card’s expiration date.