The bank you’ll love

Discover mobile banking with N26, and start managing your money from your smartphone. Without paperwork, no hidden fees.

An elevated hand holding an iPhone X in their hand with the N26 App’s Spaces screen open on it.
A transparent N26 Standard card.

The standard N26 account: the essentials without fees

Discover a bank account without monthly fees, and get a free Mastercard to use around the world. Enjoy zero exchange fees in all currencies, withdraw money and make transfers in the eurozone. It just takes a few minutes to get started and you don’t even have to have a minimum deposit amount to open your N26 account.

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Real-time banking

Real-time push notifications keep you up-to-date with everything that’s happening on your account. Track payments, incoming and outgoing transfers and standing orders—with N26, get an instant notification after every transaction and see where your money goes.

N26 Bank Account real time notifications about payments.

Automatic categorization of your expenses

Keen to learn how to manage your expenses and your budget better? Get an intelligent overview of how you use your money with Statistics. Your bank account automatically categorizes your expenses by category, and you can also customize this tracking by adding hashtags to your transactions.

N26 Bank Account categorising transactions for statistics.

Spaces: discover sub-accounts

Want to put money aside for projects, big or small? Your N26 bank account lets you open sub-accounts so you can save at your own pace. Customize the name of your sub-account, set a goal to reach, and start moving money over in an instant.

A phone screen with the Spaces screen of the N26 app open on it.

N26 You: banking, personalized

If you want a personalized banking experience, choose N26 You (formerly N26 Black), available in 5 colors. In addition to all the benefits of the standard account, you can also withdraw without any exchange fees worldwide, benefit from the Allianz insurance package, and enjoy exclusive partner offers aligned to your lifestyle.

Get cashback with N26 Business

The standard N26 Business account is free and dedicated to your freelance activities, offering all the benefits of the standard account, as well as 0.1% cashback on all purchases made with your Mastercard. For even more flexibility, the premium account N26 Business You also gives you access to insurance for everyday life, and exclusive partner discounts that make your money go further.

Discover N26 Business
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

We’re here for you. In several languages.

If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian.

N26 Bank Account Customer Service Chat in App.
N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

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Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

+ 5 millions
de clients
+ 670M $