Business banking for freelancers and the self-employed

✓ 0,1% cashback ✓ No monthly fees ✓ Free and unlimited SEPA Transfers ✓ Free card payments worldwide N26 Business is recommended bythe Portail Auto-Entrepreneur

Get Business Account

Go global with a Mastercard debit card

N26 Business is the free bank account for freelancers and the self-employed.Open yours in a few minutes, and start using your virtual Mastercard as soon as you top up your account.

Get Business Account

N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Earn 0.1% cashback

Get 0.1% cashback for all purchases when you pay with your N26 Mastercard, and have it automatically deposited into your account each month.

Free + unlimited SEPA transfers

Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.

Zero mark-up fees

Whether you’re paying in Pounds Sterling or US Dollars, you’ll only pay for what you spend—without added fees.

Up to 3 free withdrawals per month

With your N26 Mastercard, get up to 3 free ATM withdrawals per month within the eurozone.

Open Bank Account

Stay on top of business in real-time

Track changes in your finances as soon as they happen. Get instant notifications any time money leaves or enters your account, so you’re always up to date on which clients have paid or what recurring expenses have been deducted.

N26 Bank Account real time notifications about payments.

Organize your money with Spaces

Unlock N26 Spaces, the feature that lets you create up to 10 personalized sub-accounts alongside your main account. Save for emergencies, special projects, professional development, and more.Create Rules to automatically transfer money into certain spaces whenever you choose, without having to manually manage it every time. Plus, save up spare change with Round-Ups, rounding up your card purchases up to the nearest euro and stashing away the difference in a chosen space.

Get Business Account

Manage Spaces sub-accounts

Banking on the big screen

First, sign up to N26 using the mobile app. Then, you can use the web application to view your account from a desktop or other device.

Print your transactions list

We're mobile, but for easier tax returns and invoicing, export and download your transaction list as CSV or PDF files for easy printing.

Discover N26 Business Metal, with 0.5% cashback

Upgrade to our most premium account for freelancers and the self-employed, packed with 0.5% cashback on all purchases, fee-free payments in all currencies, and a travel, lifestyle and mobility insurance package that includes smartphone coverage. Enjoy that extra peace of mind, wherever your business takes you.

Get Business Account

German deposit security scheme

N26 operates with full European banking license, and the security of your bank account is always top priority. Alongside a series of intelligent features that keep your funds secure, your money is also protected up to €100,000 by the German Deposit Protection Scheme.