N26 Logo

  • Standard

    A graphic close-up of the front of a silver N26 Debit Mastercard.
    Bank for free

    Smart

    A graphic close-up of the front of a pink N26 Mastercard.
    Bank with more control

    Go

    A graphic close-up of the front of a teal N26 Mastercard.
    Bank at home or on the go

    Metal

    nav-plans img-slate-grey-metal.
    Make a statement

    Aura

    CRST-24224 Aura Card Locked.
    Our signature banking experience
    Compare personal plans

    Business Standard

    A graphic close-up of the front of a silver N26 Business Standard card.
    Freelancers bank for free

    Business Smart

    A graphic close-up of the front of a pink N26 Business card.
    Manage your business with more control

    Business Go

    A graphic close-up of the front of a teal N26 Business card.
    Manage your business on the go

    Business Metal

    nav-plans img-business-slate-grey-metal.
    Premium banking with cashback for your business
    Compare business plans
  • Highlights
    CRST-18128_PulseSoft_Banking_Nav-highlight_140x140.
    Banking featuresYour money made simple
    CRST-14299 Cards for Kids Nav-highlight-140x140 V1.
    For under 18sCards for teens and children, with parents looped in
    Features
    Mobile plansJoint accountCash26MastercardWeroDigital walletsAdding money
  • Highlights
    A man smiles while leaning over a box to unpack vinyl records in a bright room.
    Instant SavingsEarn interest flexibly
    Features
    Spaces Guide to interest rates
  • Highlights
    A hand holds a smartphone displaying the N26 investment screen listing popular stocks.
    All investment optionsYour portfolio, your way
    CRST-22654_AVD_nav_dropdown-highlights_img.

    Private retirement account

    The Altersvorsorgedepot
    A woman wearing a baseball cap smiles while holding up her smartphone outdoors.
    Stocks and ETFsTrade from €1
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    CryptoBuy and sell 400+ coins
     
    A man wearing a white sweatshirt and a black cap is sitting outdoors in a sunny field.
    Ready-made fundsFunds managed by pros
    CRST-25202_MMF_Expansion_LP_Thumbnail_140x140.
    Flexible Cash FundMake your money work harder
    Features
    Savings plansAnalyzing stocksGuide to ETFsGuide to stocksInvesting for beginners
  • Highlights
    A smiling couple is moving, with the man carrying a box of household items.
    Credit and loans Extra money made simple
    Features
    Personal loanOverdraftInstallments
  • HIGHLIGHTS
    CRST-18128_PulseSoft_Travel benefits_Nav-highlight_140x140.
    Travel benefits Borderless banking
    A smiling man sits on the floor next to a backpack and looks at his smartphone.
    Travel Insurance Coverage for the unexpected
    A woman with a backpack holds a smartphone while standing on a mountain trail overlooking a city and a peak.
    Travel eSIMData in 100+ countries
    FEATURES
    Exchanging currencyForeign transaction feesUsing your card abroad
Log in
Log in
Open bank account
N26

Company

  • About us

  • Leadership Team

  • Investor Relations

  • Careers

  • Press

  • Affiliate program

  • Suppliers

Help

  • Customer Support

  • Sitemap

More

  • Blog

  • Banking basics

  • Trading glossary

  • Crypto glossary

  • Taxes hub

  • Studies and research

Money tools

  • Financial calculators

  • Budget calculator

  • 50-30-20 calculator

  • Interest calculator

  • Inflation calculator

  • Moving cost calculator

  • Festive budget calculator

More

  • Bank account without SCHUFA

  • Salary account

  • Student bank account

  • Security

  • Refer a friend

  • Expats

  • International money transfers

© N26 SE 2026
Legal DocumentsPrivacy PolicyCookie PolicyImprintUpdate cookie settings
A smiling woman with red hair hands a black credit card to an employee to make a payment with a card terminal.

Shop easy with Mastercard

Enjoy free payments worldwide with your N26 Mastercard. Pay securely with a tap, set spending limits, and stay up to date with push notifications.
Open bank account

Pick a card, any card

A graphic close-up shows the front of a silver N26 Debit Mastercard with the name Alex Mueller visible.
N26 Standard

Get a virtual card for free and physical card for €10.

Learn more
A hand holds a smartphone ready for a contactless payment with an N26 card on screen and a Mastercard icon overlaid.
N26 Smart

Choose from five colors and up to six virtual cards.

Learn more
N26 Go

Choose from six colors and up to six virtual cards.

Learn more
A graphic close-up shows the front of a black N26 Mastercard.
N26 Metal

Choose from three 16-gram metal cards.

Learn more
A graphic close-up shows the front of a silver N26 Debit Mastercard with the name Alex Mueller visible.
N26 Standard

Get a virtual card for free and physical card for €10.

Learn more
A hand holds a smartphone ready for a contactless payment with an N26 card on screen and a Mastercard icon overlaid.
N26 Smart

Choose from five colors and up to six virtual cards.

Learn more
N26 Go

Choose from six colors and up to six virtual cards.

Learn more
A graphic close-up shows the front of a black N26 Mastercard.
N26 Metal

Choose from three 16-gram metal cards.

Learn more

Mastercard makes travel simple

Make fee-free card payments worldwide. Get unlimited global ATM withdrawals with N26 Go and Metal.
A man sitting at an outdoor cafe table smiles while holding up a gray payment card.

Personal banking. Personal style.

Switch up your virtual card design anytime — and keep your original card numbers.
Four custom N26 card designs, including one styled like a pink suitcase and another like a biscuit, fan out vertically above a smartphone screen.

The safe, speedy way to pay

Mastercard Click to Pay lets you check out online without having to enter your details each time.

Security at N26

Stay secure while you shop

Mastercard does an Identity Check at checkout for an added layer of security.

Pay with a tap

With NFC technology, shop in stores and online securely, quickly, and contactlessly.

Never miss a beat

Real-time notifications after every transaction let you know what's going on in your account.

A control center in your app

Lock your card, set spending limits, change your PIN, and enable or disable transaction types.

FAQ

  • All N26 bank cards are Mastercard debit cards that allow you to shop or withdraw money anywhere in the world. Add your card to Apple Pay or Google Pay to seamlessly check out — right from your phone.
  • Maestro cards can only be used as debit cards. A Mastercard, on the other hand, can be issued as a debit card or as a credit card, where card purchases are billed at the end of the month.
  • If you have an N26 Smart, Go, or Metal plan, your N26 Mastercard is included with your plan for free. The N26 Standard plan comes with a free virtual Mastercard (and an additional 5 virtual cards for €2.59 each), and a physical card can be ordered for a one-off €10 delivery fee (up to 5 max).
  • All plans come with up to 6 virtual cards. With N26 Standard, your first virtual card is free, and you can purchase up to 5 additional virtual cards for €2.59 each. N26 Smart, Go, and Metal plans include up to 6 virtual cards at no extra cost.
  • You can switch up your virtual card design anytime by selecting the card in the app’s cards tab, and your card numbers will the stay the same. This feature is available for N26 personal customers only, excluding Italy.