Get on-demand electronics insurance with N26

Protect your laptop, tablet, smartwatch, and smartphone against theft, malfunctions, liquid damage and accidental damage with N26 Insurance. Sign up with zero paperwork on the N26 app, choose between a flexible monthly plan or a discounted yearly plan, and cancel at any time. Get insured now from only €4.76/month.

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Laptop insurance

Whether you’re working on a presentation or streaming your favorite series, your laptop is a cornerstone in your life. Be sure it’s backed up—not just in the cloud, but with on-demand N26 Insurance for laptops that covers liquid damage, theft, and other accidents. Don’t let a spilled drink or a cracked screen derail you from everything you do on your laptop.

Tablet insurance

Once you get your hands on a tablet, it’s hard to imagine how you lived without one. With on-demand N26 Insurance for tablets, you’re covered against theft, liquid damage, and other accidental damages, such as cracked screens. So whether someone steals it, or your toddler decides to take it for a swim, tablet insurance means you’ll be able to replace it or have it repaired right away.

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Smartwatch insurance

Your smartwatch can feel like your lifeline—and not just because it’s monitoring your heart rate. It connects you to friends and family, makes payments, and lets you live life on-the-go. With on-demand N26 Insurance for smartwatches, your device is covered if it gets stolen, malfunctions, or gets broken—including liquid and screen damages. With smartwatch insurance, you won’t have to worry about being out of action for long.

Phone insurance

When your phone is missing, nothing feels quite right. Make sure you never have to be without yours longer than you need to with on-demand N26 Insurance for smartphones. Stay protected against theft and accidental damages, including liquid damage. Whether you accidentally shatter your screen or it gets stolen, phone insurance will take care of the costs of repairing or replacing your smartphone.

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How can I get electronics insurance with N26?

Insuring your laptop, tablet, smartwatch and smartphone is quick and easy. Simply open an N26 bank account online, then tap on 'N26 Insurance' in the ‘Explore’ tab of your N26 app. Select the electronics insurance you need, and pick between a flexible monthly payment plan or a discounted yearly plan. That’s it! Your policy will be active from the next day. Regardless of how you choose to pay, you can cancel at any time.

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For more help, visit our guide here.

Electronics insurance to the rescue

Accidents happen, but that doesn’t mean your daily life should be interrupted, too. Stay connected with on-demand N26 Insurance for your laptop, tablet, smartwatch, and smartphone from only €4.76/month. Sign up in minutes from the N26 app, and protect your wallet from unexpected costs if your device gets stolen, breaks down, or accidentally damaged—including liquid spills and cracked screens.

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What does electronics insurance cover?

N26 Insurance is available for your laptop, tablet, smartwatch, or smartphone. This on-demand electronics insurance covers your device against theft, burglary, robbery, and accidental liquid or display screen damages.

How much does electronics insurance cost?

N26 Insurance for laptops, tablets, smartwatches and smartphones starts from €4.76/month. The exact pricing of your electronics insurance will depend on the original price of your device. Choose from a flexible monthly payment plan, or pay upfront for a year and get a 7% discount. Regardless of how you choose to pay, you can cancel at any time.

How do I make an electronics insurance claim?

You can initiate a claim for electronics insurance in minutes. Simply open your N26 app, head to the ‘Explore’ tab, and scroll to the ‘N26 Insurance’ section. From there, tap on ‘Start claim process’ to begin making your claim. You’ll then be transferred to our partner, simplesurance, to complete your claim.

What devices can I protect with N26 Insurance?

You can protect your laptop, smartphone, tablet, or smartwatch with N26 Insurance if your device was purchased in the last 6 months. You’ll need to indicate that your device was fully functional at the time of purchase, and be able to show a proof of purchase in order to file a claim.

Does N26 provide electronics insurance?

For N26 Insurance, we’ve partnered with simplesurance to connect you with trusted insurance providers that provide you with the coverage you need. N26 Insurance includes electronics insurance for laptops, smartphones, tablets, and smartwatches.

When will my on-demand insurance policy begin?

Once you sign up with N26 Insurance, your on-demand insurance policy will be active from the following day.

Please note that if you sign up to N26 Insurance more than 14 days after you purchased your device, your device will be subject to a 4-week waiting period and you’ll be eligible to start making claims 4 weeks after your sign-up date.