Banking that’s always there for you
Our comprehensive business continuity program helps us ensure that you have a seamless and uninterrupted banking experience. Learn more here.
More than an app: A fully licensed bank
N26 is a fully licensed German bank. That means we have the same security regulations as any other bank. It also means your funds are protected up to €100,000 by the German Deposit Protection Scheme. But our security measures don't stop there.
Secure banking designed for today
Fully hosted in the cloud, we use artificial intelligence and machine learning to protect your account, fight financial crime and card fraud. It’s security technology you can trust.
You can always pay it safe
From biometric authentication to extra layers of protection like 3D Secure, you can always spend confidently with N26. Want extra peace of mind? Your account can only be paired with your own smartphone, and you get real-time push notifications on all account activity — no surprises.
Your money is in safe hands — yours
Get full control over the security of your account with customizable settings in your N26 app. Lock and unlock your card, change your PIN, set spending limits, and hide your sensitive data from prying eyes — instantly and effortlessly. It’s security your way.
N26 — Simply Secure
At N26, security is a priority. Which is why, no matter which account you have, it’s always protected by innovative security measures and features.How N26 keeps you and your money safe
Deposit protection scheme: why your money is protected
Looking for reassurance that your money is protected? Deposit protection schemes help secure the money in your bank account.
Money laundering: how banks stay one step ahead of criminal activity
Money laundering accounts for billions each year. Here’s how banks fight back with anti-money laundering processes to detect suspicious activity.
Tips for secure mobile banking
From protecting your password to locking your screen, read our 5 essential tips for secure mobile banking.
Security at N26
- What do I need to open a free bank account with N26?
- Is N26 secure?
- Does N26 offer an Italian IBAN?
- How can I increase my online banking security?