N26—the mobile bank

How to switch banks in just 10 minutes

Want to manage your finances with just one app? If so, we’ve got you covered. N26 is a fully licensed mobile bank with innovative features designed to make handling your money easier than ever. Switching banks to N26 is simple, free, and 100% mobile—and it only takes 10 minutes! We’ve partnered up with Qwist (formerly known as finleap connect) to offer you a bank account switching service that’s quick and easy. Read on to learn how to switch banks today.

Person working on a laptop at the desk.
App screen showing a push-notification.

Secure online banking with N26

N26 is a real bank with a full banking license. This means that your funds are protected up to €100,000 by the German Deposit Protection Scheme. As an N26 customer, you’ll also benefit from additional security measures—such as 3D Secure, manually adjustable security settings, a secure login process with two-factor authentication and fingerprint identification, and push notifications following each transaction. This way, you’ll have peace of mind knowing that you’re in full control of your money.

How to switch bank accounts with N26

Getting started is easy—simply follow these steps:

  1. Open your N26 bank account via the N26 mobile app or web app
  2. Visit the Qwist website and enter your previous bank’s details
  3. Enter your N26 bank details and personal data
  4. Qwist automatically recognizes direct debits, standing orders, and incoming SEPA transfers—simply select the ones you want carried over to N26
  5. Confirm the bank account switch and kick off the process!

Laptop with desktop version of N26 on a black table.
image of the statistics feature of N26 bank account showing the spend in groceries.

The benefits of switching banks to N26

Not an N26 customer yet? Get your 100% mobile bank account now and start banking anytime, anywhere. Want to have even more control over your finances? Our Statistics feature automatically categorizes your spending, giving you an up-to-date overview of your expenses.

Plus, as a premium customer, you can create up to 10 Spaces sub-accounts to reach savings goals, pay bills, and budget—all with just a few taps in the N26 app. These are just some of the benefits you can unlock with N26!

How to save money with N26 Spaces

Wondering how to save money the easy way? As a premium customer, you can create up to 10 Spaces sub-accounts to reach your budgeting and saving goals. Plus, with our N26 Rules feature, automatically send money between your main account and Spaces—simply set up the transfers and you’re ready to go.

And while you’re at it, why not give Round-Ups a try? Round up each card purchase to the nearest euro, and automatically transfer the difference to a Space for faster saving.

Drag & Drop with N26 Spaces.

Insurance, perks, and more

N26 customers also benefit from exclusive offers and discounts from world-class brands. On top of that, our N26 You and Metal plans come with an extensive insurance package—including lifestyle and travel insurance.

As an N26 customer, you’ll also receive a virtual bank card for online and contactless payments. Prefer a physical card? Order it for a one-off delivery fee of €10, or upgrade to one of our premium plans.

N26 Premium Partners.

N26 Customer Support

The N26 Customer Support team is happy to help you and answers any questions related to your N26 bank account. Our skilled team can assist you in English, German, Italian, Spanish, and French.

Simply contact our Customer Support agents via the live chat button in your N26 app. Don’t have time to chat? Find answers to frequently asked questions in our Support Center. Want to know more about our bank account switching service provided by Qwist and N26? Learn more in the FAQs below.


What is Qwist?

Together with Qwist, N26 offers a quick and easy bank account switching service. Visit Qwist's website to switch bank accounts in minutes.

How long does it take to switch banks?

Requesting your bank account switch only takes 10 minutes. Then, you’ll need to wait 5-7 business days for Qwist to contact any relevant parties—such as recipients of direct debits or standing orders. However, bear in mind that these recipients may need more time to update your new bank account details.

Which Austrian bank can I switch from?

You can easily switch your bank account to N26 from almost every Austrian bank! Just type in the name of your current bank, whether it’s Erste Bank, ING DiBa, or Raiffeisen.

Who can use the bank account switching service?

The bank account switching service provided by Qwist is currently only available for bank accounts with German, Austrian, and Spanish IBAN numbers.

What do I need to do to switch bank accounts?

Simply visit the Qwist website and follow the instructions. Qwist will then contact all relevant parties and automatically transfer direct debits, standing orders, and incoming transactions for you.

Alternatively, you can switch bank accounts yourself by sending the details of your new bank account to any relevant parties.