Let’s make banking social.

N26 is better with friends. Send instant transfers, request money, and split the bill. Sign up for N26 to get your unique invite code.

  • Send your unique invite code

    Open the friend invite screen in your settings or by tapping the gift box. Copy it or share it using your favorite medium.

  • Friends sign up with your code

    If they sign up using it with your link, we’ll automatically recognize the code and show the invite in your scoreboard.

  • You'll get rewarded

    After they make a qualifying purchase using their Mastercard, we’ll deposit your reward right into your account.

Frequently Asked Questions

How much is the reward?

You can see how much you’ll be rewarded in the app; just head to the friend invite section. You can start inviting friends as soon as you have access to your account, in the N26 app or on the web.

How can I receive my reward?

To receive your reward your friend needs to meet all our requirements. They need to complete their sign up using your referral link or personal code. Then they need to activate their Mastercard and use it for one qualifying purchase.

Your link doesn’t expire and can be used whenever you want. If you need more info you can find it here in the Terms and Conditions.

Why hasn’t my reward arrived?

It is most likely because your friend hasn’t activated their card or used it to make a qualifying purchase. Feel free to give them a friendly reminder. It can also take up to 60 business days for us to verify everything.

How can I invite friends to join N26?

You can start inviting friends as soon as you have access to your account using the N26 app or on the web. Log in to the app or your account on the web, and select the present icon (on iOS) or from the Account settings menu (on Android). Tap on your referral code to copy it or select Tell a friend and send it to them using one of the available options.

Why can’t I see who signed up in my score board?

It can take some time to process their signup. But once they’ve signed up and verified their identity they will appear in the total of successful invites.


Friend referral rewards are only available for customers in Germany, Austria, Italy, France, Spain, Belgium, Luxembourg, Greece, Portugal, Ireland, the Netherlands, Finland, Estonia, Sweden, Norway, Denmark, Poland, Iceland and Liechtenstein.