Pricing – Germany

Services and Fees for everyone who registers with an address in Germany.

Table showing the differences between different N26 products regarding pricing and features.
Feature description
N26N26 BlackN26 Metal
 
Free
€9.90
/ month
€16.90
/ month
 

The free N26 bank account for everyone

Open Account

The bank account for travelers with insurance

Open Account

A premium bank account to make a statement

Open account
Features and Services
Minimum Duration
Feature disabled for this product12 months12 months
Mastercard Included
MastercardBlack MastercardMetal Mastercard
Free Cash Withdrawals in Germany
5 free ATM withdrawals with Fair Use Policy*
Free Mastercard Payments
worldwide, in any currency
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Optional Maestro Card
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Maestro Card Payments

in any currency
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Instant Overdraft
Credit score required
8,9% interest p.a.8,9% interest p.a.8,9% interest p.a.
Foreign Currency Transfers
via TransferWise
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Insurance
Feature disabled for this productFeature enabled for this productFeature enabled for this product
Exclusive Partner Offers
Feature disabled for this productFeature disabled for this productFeature enabled for this product
Dedicated Customer Support
Feature disabled for this productFeature disabled for this productFeature enabled for this product
Withdraw and Deposit Cash
Withdraw cash for free at 9.000 retail stores
with CASH26
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Free Mastercard ATM withdrawals
outside Germany in EUR
Feature enabled for this productFeature enabled for this productFeature enabled for this product
Foreign currency ATM withdrawals
with Mastercard
1,7% of withdrawalFreeFree
Deposit cash at retail stores
€100 free / month
Maestro card ATM withdrawals
€2,00
Foreign currency ATM withdrawals with Maestro card
1,7% of withdrawal + €2,00
You are younger than 26
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
You receive your salary, pension, student
 allowance or government benefits
 for at least two consecutive months
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
You receive payments of at least €1.000 per month
 for at least two consecutive months
5 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal
If you fulfill none of the above criteria 
within 3 months after signing up
3 free Mastercard ATM withdrawals per month, then €2,00 per withdrawal

For our detailed price list, view PDF here