The difference between virtual, digital and disposable cards
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The benefits of virtual cards
Leave your wallet at home
Virtual debit and credit cards are secure, simple to use, and save you the inconvenience of having to carry your wallet around.
Stay in control
You can instantly lock and unlock your virtual card from your phone at any time, without losing access to your physical bank card.
Manage subscriptions
Use a dedicated virtual card for all your subscriptions to easily keep track of your recurring payments.
Instant activation
You don’t have to wait for your card to arrive in the mail — start using it from the moment it’s created.
Pay securely — online and in-store
Security you can count on
Instant push notifications
Pair your N26 account to your smartphone and get real-time alerts on all account activity, ensuring that only you have access to your money.
Your money, your settings
Instantly turn on or turn off online payments, ATM withdrawals, payments abroad, and more in your N26 app.
Advanced 3D Secure
Benefit from extra security against fraud, thanks to a two-factor authentication step that protects your online purchases.
Protected up to €100,000
Thanks to our full banking license, the funds in your N26 account are protected up to €100,000 by the German Deposit Protection Scheme.
Get a virtual card — for free
FAQs
- What is a virtual debit card?
- Where can I use a virtual card?
- Are virtual cards safe to use?
- How to get an additional virtual card with N26?
- What’s the difference between a virtual card and a virtual prepaid debit card?
- What’s the difference between a virtual card and a digital card?
- How many virtual cards can I add to my N26 account?