• Standard

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    Bank for free

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    Bank with more control

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    Bank at home or on the go

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    Manage your business on the go

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    Travel benefits Borderless banking
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    Travel eSIMData in 100+ countries
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There’s a Space for every cent

Organize your money in up to 10 Spaces sub-accounts to plan, track, and budget better than ever. Available for N26 Smart, Go, and Metal plans.
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Shopping is simple with Spaces

Each Space can be linked to cards and IBANs so you can easily pay for bills, expenses, and travel.
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Budget without the mental math

Set up rules like Income Sorter and Round-ups to automatically move money when and where you need it.

Shared plans need Shared Spaces

Add up to 10 people to one Shared Space — perfect for roommates, saving up for trips, or putting money aside.
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FAQ

  • N26 Spaces are sub-accounts that sit alongside your main account to help you organize your money better.
  • We call them Spaces to intentionally keep their purpose undefined. It’s up to you to decide how to use your sub-accounts — whether for saving or budgeting.
  • N26 Smart, Go, and Metal come with 10 sub-accounts. If you opened an N26 Standard account before March 18, 2021, you can create up to two Spaces sub-accounts.
  • Spaces can be linked to your N26 card, allowing you to pay directly from them. To link a card to a Space, go to the Cards tab then select Card Settings and choose the Space.
  • We’ll immediately move the money back into your main account. You can have up to 10 Spaces at any time and can add or delete a Space whenever you like.