N26 with Italian IBAN

What is an IBAN and how does it work?

N26 and Italian IBAN: what are my advantages?
- Manage your utility bills (water, electricity, gas)
- Manage your subscriptions, from your gym to your streaming services
- Manage your expenses, bills and direct debits from one simple app

Why choose N26
✓ A free bank account with Italian IBAN that you manage from your smartphone✓ A contactless N26 Mastercard, accepted worldwide✓ Free SEPA transfers and direct debits✓ Instant push notifications after all account activity✓ Safe online purchases with 3D secure and mobile payments✓ Protection up to €100,000 from the German deposit protection scheme
With N26, managing your payments in Italy is hassle-free

Join the bank you’ll love

We're here for you. In 5 languages.
Whenever you have a question or encounter a problem, our N26 Support team is always on-hand to help. They are available for you in 5 languages via email or chat.

2013
Founded
~1,500
Employees
~8 Million
Customers
~1.8 B $
Funding



Choose your N26 account
Business or personal? Standard or premium? Whichever type of bank account you opt for, there’s an N26 account with a Mastercard debit that’s just right for you. Plus, you can pick your card’s color when you choose any premium account.*The Confetti Card is a limited-edition design option for your physical N26 Mastercard, available from 26.06.2026 until 31.12.2026 or while stocks last. Physical N26 Mastercards are available according to your N26 plan (Standard, Smart, Go, or Metal) and are subject to the applicable T&Cs and Price List.
1 Exclusions and restrictions apply. For more information, please see the N26 Metal Allianz Assistance Insurance Product Information Sheet and N26 Metal Conditions for Beneficiaries. You can see all the information you need to start a claim or call Allianz Assistance in case of an emergency in the N26 app and in the Conditions for Beneficiaries. N26 Go and Metal feature comprehensive insurance coverage from Allianz Assistance (trade name of AWP P&C S.A. – Dutch Branch) one of Europe’s most trusted insurance companies. AWP P&C S.A. Dutch Branch is an insurer licensed to act in all EEA countries and operating in freedom of services, with corporate identification No 33094603, and registered at the Dutch Authority for the Financial Markets (AFM) No 12000535. AWP P&C S.A., which has its registered office in 7 rue Dora Maar, Saint-Ouen, France, is authorized by L’Autorité de Contrôle Prudentiel et de Résolution (ACPR) 4 Place de Budapest CS 92459, Paris Cedex 09, France. Please note that terms used may be defined according to the Conditions for Beneficiaries and can differ from everyday language.
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FAQs
- You can find the IBAN and all the other details of your N26 account in your N26 app. Just tap the “My account” section on the upper right corner of the Home section.
- The Italian IBAN number is made up of 27 characters. The first 2 letters denote the bank’s home country, while the 2 following ones are “check digits”. The following numbers identifies both the bank and your specific account. The last 12 digits correspond to your N26 bank account’s number.
- Yes, you can have your salary credited to your N26 account. To find out how it works, visit this page.
- Following the new provisions from INPS (Italian National Social Security Institute) it’s not possible to have your pension credited to an N26 account with an Italian IBAN, but we’re working to provide our customers with this service as soon as possible. If you’d like to have your pension credited to your N26 account with an Italian IBAN, contact our Customer Support from your N26 app—we’ll inform you as soon as this service is available to you.
