Monthly Budget Calculator

Visualize your income, and split your earnings into common expenses and savings goals to help you make the most out of your money.
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How to use the monthly budget calculator?

  • Enter estimated amounts into the fields that apply to you or your family.
  • Try rounding up to the nearest euro, but you can also use decimals.
  • Something doesn’t apply to you? No worries, just fill out the fields that are relevant to you.

N26 Monthly Budget Calculator

Your monthly income after-taxes

Total

€0.00

    Summary

    Total Income

    €0.00

    Total Expenses

    €0.00

    Remaining Monthly Balance

    €0.00

    Budget Breakdown

    This is how your income is split across the following categories.

      The Monthly Budget Calculator takes the income amounts after taxes as positive flow and subtracts the amount of the rest of the items grouped in different expenses and/or savings buckets. You’ll see a visual representation that allows you to easily identify main areas of spending or savings as a percentage of the total.

      The calculator aims to provide a visualization on how you currently split your budget, and is only meant to be used as a representation of a specific moment of time.

      Yes, there are some other methods. Among them, the 50/30/20 rule, which is a popular way to calculate how much to allocate for needs, wants and savings.

    Learn more about budgeting

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    The 50/30/20 rule: how to budget your money more efficiently

    The 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.

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    5 smart budgeting tips for first-time savers

    Budgeting doesn’t need to be stressful or confusing. These simple budgeting tips show you how you can start saving today.

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    Personal financial planning—tips on setting yourself up for the future

    The best way to safeguard your future? Start personal financial planning today. Read on to learn how.

    Find a plan for you

    N26 Standard

    The free* online bank account

    The N26 virtual card.
    Virtual Card

    €0.00/month

    • A virtual debit card

    • Free payments worldwide

    • Deposit protection

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    N26 Smart

    The bank account that gives you more control

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    €4.90/month

    • Free Virtual Card

    • Up to 10 Spaces sub-accounts

    • Support Center phone number

    • Round-ups

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    POPULAR

    N26 You

    The debit card for everyday and travel

    N26 You card, Rhubarb.
    N26 You card, Petrol.
    N26 You card, Wheat.
    N26 You card, Ash.
    N26 You card, Teal.

    €9.90/month

    • Up to 5 free withdrawals in the Eurozone

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    N26 Metal

    The premium account with a metal card

    N26 Metal - Slate Grey.
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    €16.90/month

    • An 18-gram metal card

    • Up to 8 free withdrawals in the Eurozone

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    • Dedicated N26 Metal line

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