Open a bank account in Italy, without a word of Italian

Opening your bank account in Italy has never been so easy! No paperwork and no need to speak Italian. N26 is the perfect bank account for expats living in Italy! Open your bank account directly from your smartphone in less than 8 minutes.

N26 app and card.

What you get with N26

An Italian IBAN

Manage your finances in Italy like you never left home. As soon as you open your bank account with N26, you can access your IBAN directly in the N26 app and start using it immediately.

N26 Mastercard—for free

Most banks in Italy charge extra for a debit card, your N26 Mastercard is totally free and will be sent directly to your home! With the N26 Mastercard you can withdraw money in Italy and in Europe as many times as you want, without paying any commission.

Pay anywhere. Get charged nowhere

You can use your N26 Mastercard anywhere in the world—for free. Withdraw money as many times as you want in the Eurozone with no extra cost. And if you are abroad? We don’t charge you any foreign transaction fees. Whether you are in Capri or at the only ATM you can find in the Alps, everything is for free!

Real-time notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, direct debits, and transfers.

Do more from the comfort of your home

As a mobile bank, we’re always by your side—wherever you are. And on occasions when you’re not going too far, we’ll bring you the best offers, perfectly suited to your lifestyle. With N26 premium accounts, tap into an exclusive selection of deals from hand-selected partner brands, refreshed on a quarterly basis. Our latest perks include discounts from: Udemy, Fiverr, Headspace, Audible, Blinkist, Skill Yoga and more—so you stay curious, healthy, and entertained with N26.

Our Customer Support speaks your language

We are here for you. If you have any question or problem, you can contact our Customer Support directly from your app, in Italian, English, Spanish, French and German

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Arrive smoothly in Italy.

Open your N26 account in minutes. And get on with what really matters.

Frequently Asked Questions

How do you verify my identity?

After you have validated your email address, you'll either verify your identity via a video call in the N26 app or use your camera to photograph yourself and your ID. You can see what type of IDs we accept here.

How do I open an N26 bank account?

You can open a N26 account if you’re at least 18 years old, living in one of these countries, and own a compatible smartphone. To start the sign-up, simply create an account in the N26 app or on the N26 website and confirm your email address. You can then introduce yourself with your ID directly in the app and then pair your smartphone with your account.