Start banking today
No trips to the branch or waiting for letters. Open your account from your phone and get a virtual card and Italian IBAN in minutes.
No Italian? No problem.
Set your app to English, French, Spanish, German, or Italian and get 24/7 chat support you can really understand.
Withdraw cash worldwide
Get three free monthly ATM withdrawals in the eurozone and unlimited free withdrawals when you travel abroad.*
Switch banks in minutes
Open your N26 account and move your recurring payments in just a few taps.
*Unlimited free ATM withdrawals in the local currency outside the Eurozone is exclusive to N26 Go and Metal.
FAQ
Yes! We’re a digital bank with a full German banking license and millions of customers across 24 countries.
You’ll need a valid, government-issued ID with the Italian tax ID number / fiscal code stamped on it. You'll also need a smartphone to use your account, and must be a resident of a country we operate in.
By law, the funds in your account are protected up to €100,000 through the German Deposit Protection Scheme. We’re fully hosted in the cloud and use artificial intelligence to fight financial crime and card fraud. We also secure every transaction with passcodes and Face ID or Touch ID technology, as well as confirm every customer’s identity when opening an account. Learn more about our security here.
The N26 Standard bank account is free and there are no opening or maintenance fees. N26 Smart costs €4.90 per month, N26 Go costs €9.90 per month, and N26 Metal is €16.90 per month. No deposit or minimum income is required to open an account.