Promotion kick-start your investments

Get 10% of your card spending back in stock

Open your account by January 6 and get up to €100* in stock in one of the world’s most valuable companies.
Open Bank Account
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Your shortcut to the stock market

N26 makes it easy to invest in stocks and ETFs — right in your banking app. Sign up by January 6 and you’ll get back 10% of your card spending in stock to kick-start your investments.
Open your N26 account
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How to earn up to €100 in stock

  1. Download the N26 app and open your account by January 6.
  2. Enter the promotion and sign up for Stocks and ETFs.
  3. Shop with your N26 card to earn 10% back in stock.
Open your N26 account
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*The offer valid only for new N26 customers, who have opened a bank account from 16/12/2024 until 6/01/2025 and are eligible for Stocks & ETFs. Prize value is based on 10% of eligible cards spending until 1/02/2025, up to €100 maximum. T&C apply. Source: Biggest companies in the world by market cap for Dec 2024. Retrieved November 21, 2024, from www.financecharts.com All investments carry a risk of capital loss. Stocks and ETFs can be subject to high fluctuations in value. The invested amounts are not guaranteed, and a total loss of your investment is possible at any time. Past performance is not a reliable indicator of future performance. Ensure you have sufficient knowledge before making any transactions. Service of reception and transmission of orders for financial instruments (stocks and ETFs) provided by N26 Bank AG, a public limited company under German law with a share capital of 120,000 euros, Voltairestr. 8, 10179 Berlin, Germany, CR Berlin Charlottenburg HRB 247466 B in partnership with Upvest Securities GmbH, a limited liability company under German law with a share capital of 25,000 euros, Schlesische Straße 33/34, 10997 Berlin, Germany (execution and custody). The information contained on this page does not constitute investment advice or any other advice on financial services or financial instruments (stocks and ETFs). They are intended to provide general information. These statements do not constitute an offer to conclude a contract for the purchase or sale of financial instruments.

    The promotion is limited to new customers who open an N26 account between December 16, 2024 and January 6, 2025, and are eligible for Stocks and ETFs. To enter, you need to accept the terms and conditions of the promotion, sign up for Stocks and ETFs, and shop with your N26 card until February 1, 2025.

    Stocks and ETFs is a simple, intuitive way to invest in stocks and ETFs right inside your N26 app. It is offered by N26 Bank AG, Voltairestr. 8, 10179 Berlin, Germany, HRB 247466 B (reception and transmission of orders on stocks and ETFs) in partnership with Upvest Securities GmbH, Schlesische Straße 33/34, 10997 Berlin, Germany (execution and custody).

    The stock is randomly selected from those of the top 10 companies by market capitalization, and which are offered in the N26 app.

    N26 will invest, in your name and on your behalf, in the stock, which will be randomly selected when you join the promotion. The fractional stock will be funded in your Stocks and ETFs account by February 28, 2025.

    All non-refunded physical and virtual card transactions made up to February 1, 2025 will be included. Top-ups, SEPA transfers, MoneyBeam transfers, and ATM withdrawals are not included.

    Yes. You’ll earn 10% of the value of your eligible card spending within the promotion period as fractional stock, up to a maximum value of €100.

    Stocks and ETFs are typically subject to capital gains tax when you sell them. They may also be subject to other taxes and reporting obligations.

    To enter the promotion, you'll need to open your account by January 6, 2025. As long as you complete your email verification on this day, you'll be able to enter the promotion once your account is open.