An elevated hand holding a transparent N26 Standard card.

Why choose N26 over a prepaid card?

A full bank account in an app for managing your money on the go.

Your N26 account

No annual fees and free N26 Mastercard

Some prepaid cards come with issue fees and annual charges. N26 comes with a free contactless Mastercard virtual card, compatible with mobile payments. Prefer to keep a card in your pocket? Simply order your Mastercard debit card for a one-off €10 delivery fee.

Unlimited free ATM withdrawals in Euro

The N26 Standard bank account includes 3 free withdrawals each month from any ATM in Italy and the eurozone

Free SEPA transfers

Making and receiving SEPA transfers with your N26 IBAN is easy and free of charge. You can find your IBAN details straight away in the N26 app, when you open your account.

Full control of your account in one app

Choose and reset your PIN, lock/unlock your card directly in the app. Plus, you receive a push notification on your smartphone after every transaction.

N26 Metal - Charcoal Black.
Transparent N26 Standard card.
N26 You card, Petrol.

Compare Accounts

Open a new N26 bank account from your phone or computer in an easy, paperless signup process.

Mastercard debit card for a one-off €10 delivery fee. Advertising message for promotional purposes. Please see the Terms & Conditions for more information.