N26 Blog: Banking Basics
What is Euribor and how does it affect you?
The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.5 min read
What is annual salary?
5 min read
What is annual salary?
What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.5 min read
What’s the difference between salary and hourly pay?
Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.5 min read
What is shrinkflation? How to avoid paying more for less
Milka bars have been getting smaller, but cost the same. And there’s a word for that: shrinkflation. We’ll help you understand this phenomenon, and what you can do to avoid paying more for less.5 min read
Stagflation Explained: From Stocks to Real Estate
When is an economy at risk of stagflation? And what does that mean exactly? Here, find out what the term means, the consequences of stagflation, and why some might even benefit from it.8 min read
How to pay fines online
4 min read
How to pay fines online
Paying a fine is never fun, but you can cut down the hassle—and sometimes the price—by paying online.4 min read
A brief guide to universal basic income
4 min read
A brief guide to universal basic income
Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.4 min read
How long does a transfer take?
2 min read
How long does a transfer take?
The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.2 min read
Credit, debit, and prepaid cards—what’s the difference?
You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.7 min read
What is an insurance policy and how does it work?
Insurance policies protect you, your property, and assets—as well as your loved ones. But how do they work, what are the best kinds, and how can you sign up for one? Read on to learn more.6 min read
What’s the difference between gross pay and net pay?
Understand the difference between gross vs. net salary and learn what it means for your salary.5 min read
How to transfer money from one bank to another
SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.8 min read