N26 x Underscore_

Want to find out how N26 is reinventing banking? To find out more about La Banque Mobile's offer and services, it's here.✓ No hidden costs ✓ A 100% mobile xperience ✓ Your account balance and notifications in real time ✓ Innovative budget management tools

Open Bank Account

Micode's picture and the N26 and Underscore_ logos.

Banking made simple

Forget paying for the basic stuff

With your virtual Mastercard, you can do all your payments online, in apps and in stores via your digital wallet. And we’ll always offer a feeless checking account that does what you need.

Mobile payments for Android and iOS

Digitize your wallet with Google Pay and Apple Pay – tapping your smartphone is all it takes to make transactions instantly.

Free card payments worldwide

Use your virtual Mastercard and you pay what’s on the pricetag. Never pay a foreign transaction fee again.

Mobile or desktop

Manage your N26 account 24/7 from the mobile app or the N26 WebApp, using your browser of choice. Download your transaction history in CSV or PDF format along with your monthly bank statements whenever you want

Open Bank Account

Take control of your finances.

✓ Get instant push notifications after all activity ✓ Lock and unlock your virtual card directly in the app✓ Set spending limits with a tap✓ Send money to friends instantly with MoneyBeam

N26 Bank Account real time notifications about payments.

Save money with Spaces

Create up to 10 customized sub-accounts to organize your budget and save money for future plans. Whether it’s for your “Holidays” or a “New computer,” make your sub-accounts work for you.Use Rules to automatically move money over to your spaces, at whichever frequency you choose. And with Round-Ups, round up your purchases to the next euro, and set the difference aside immediately.

Manage Spaces sub-accounts

Smartphone with the N26 Spaces open on it.

Customizable security settings

Control your card’s setting wherever you are, right from the N26 app. Adjust your cash withdrawals and spending limits, and set restrictions on transactions made online or abroad. Reset your PIN, lock your card to prevent any unauthorized access if you misplace it, and even unlock it again if it turns up.

Open Bank Account

App screen showing customizable settings.

What's next?

Open your account now and start using your virtual card instantly.

1. Sign up

Hit the button below and enter your personal details in order to create your account.

2. Download the app, verify your identity

Download and log in to the N26 app, so we can verify your identity. Have a valid ID ready.

3. Set up your virtual card

Once verified, your virtual N26 debit Mastercard is ready to use. Add it to your digital wallet like Apple Pay or Google Pay.

4. Enjoy your N26 account!

You're good to go! You can top up your account and start making transfers.

Open Bank Account

N26 Metal: Make a statement

With the N26 Metal account, you enjoy exclusive benefits for everyday life and travel. Your payments and withdrawals in foreign currencies are free of charge and your travels are insured by a comprehensive insurance package by Allianz. From the N26 application, you have access to a section dedicated to partner offers, designed to support you on a day-to-day basis.