N26 You and Metal

New Year, New Bank

Take back control of life in 2021—starting with your bank account. Sign up for our N26 You or Metal account and enjoy:✓ Features that make saving money second-nature✓ No hidden fees, ever✓ Discounts on the brands you love✓ Pandemic-proof travel coverage

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Invest in your financial health

This year, don’t get bogged down by old-fashioned banking, with its hidden fees and overly complicated transaction processes. The N26 app makes any transaction possible in just a few taps on your smartphone. Plus, you’ll never get slapped with surprise charges, whether you’re online shopping from home or finally traveling abroad. Enjoy the latest savings and budgeting features, free ATM withdrawals, and plenty of built-in perks and rewards.

image showing four images of N26 features.

Make your savings resolution a reality

Let’s make saving money a regular habit. Our world class UX designers built our app to make saving ultra simple. Our customers have already created over 1 million Spaces sub-accounts for saving money alongside their main accounts. Getting started couldn’t be easier—simply give your space a name, set your savings goal, and start putting aside money right away. Then, watch your space grow automatically when you create recurring transfers with Rules and Round-Ups.

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A screenshot of the N26 Spaces screen on the N26 app.

Never pay hidden fees

The world is full of unpleasant surprises—you don’t need any from your bank. We promise you’ll never have to deal with hidden fees or charges. Make free payments in any currency, whether you’re shopping online or in-stores. And once it’s time to travel again, you can hit the road knowing every ATM withdrawal you make abroad is completely free.

Modern banking for any budget

Not able to pay for a premium plan right now? No worries. We offer a card for every price range. Save smarter with a daily account for just €4.90 per month, or try our starter account—absolutely free. You can always upgrade later when the time is right. Just click sign up and choose the account that works for you today.

Your N26 account at a glance

Enjoy free ATM withdrawals in euros

Get instant notifications after transactions

Use your Mastercard everywhere without fees

Save money with Spaces sub-accounts

Get discounts on brands you love

Congrats on getting through last year—now you deserve a little reward. Treat yourself to the only debit Mastercard that comes with benefits. We’re always adding new deals and discounts with our partner brands, hand-picked to fit your modern life. From online shopping to meal-kit delivery, visit our N26 Perks page to learn more.

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Protect yourself with pandemic-proof travel coverage

Traveling is a risky venture these days, so put some peace of mind in your planning process with our full range of travel insurance. Our N26 You card includes COVID-related coverage that lets you change or cancel trips as needed so you don’t have to compromise your safety over sunk costs. Or, go for our premium N26 Metal card to get phone insurance, too.