Hidden fees? Not our thing.
Save your cash with a free virtual card, three free ATM withdrawals a month, plus free card payments worldwide.
Your money, your control
Pay friends back in seconds, balance your bills, and set spending limits to keep it all in check.
Set it up between classes
Open your account from your phone and use your virtual card right away.
The N26 Standard current account includes zero fees for the maintenance of the account, the issuance of a virtual debit card and the authorization of virtual debit card transactions, ordinary SEPA transfers in Euros, standing transfer orders, SEPA direct debits, three cash withdrawals a month at ATMs in the Euro area. Fees and charges are applicable for services other than those indicated.
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FAQ
N26 is the first 100% mobile bank to be granted and operate with a full German banking license from BaFin. That means your money is fully protected — both in your bank account and Instant Savings account — up to €100,000 by the German Deposit Protection Scheme. We currently operate in 24 markets worldwide and have over 8 million customers.
N26 is a German bank with a full banking license. By law, each customer’s funds are protected up to €100,000 by the German Deposit Protection Scheme. With 3D Secure, Mastercard Identity Check, and fingerprint and face recognition, the security of our customers' online payments is always guaranteed.
You’ll need a valid, government-issued ID with the Italian tax ID number / fiscal code stamped on it. You'll also need a smartphone to use your account, and must be a resident of Italy.
The N26 Standard bank account comes with no opening or maintenance fees. N26 Smart costs €4.90 per month, N26 Go costs €9.90 per month, and N26 Metal is €16.90 per month. No deposit or minimum income is required to open an account.