• Standard

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    Bank for free

    Smart

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    Bank with more control

    Go

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    Bank at home or on the go

    Metal

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    Make a statement
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    Business Standard

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    Freelancers bank for free

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    Manage your business with more control

    Business Go

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    Manage your business on the go

    Business Metal

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    Premium banking with cashback for your business
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Make money the easiest part of college

Start banking in minutes with the 100% mobile account that helps you do more with your money.
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Hidden fees?
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Save your cash with a free virtual card, three free ATM withdrawals a month, plus free card payments worldwide.
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Your money, your control

Pay friends back in seconds, balance your bills, and set spending limits to keep it all in check.
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The N26 Standard current account includes zero fees for the maintenance of the account, the issuance of a virtual debit card and the authorization of virtual debit card transactions, ordinary SEPA transfers in Euros, standing transfer orders, SEPA direct debits, three cash withdrawals a month at ATMs in the Euro area. Fees and charges are applicable for services other than those indicated.

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FAQ

  • N26 is the first 100% mobile bank to be granted and operate with a full German banking license from BaFin. That means your money is fully protected — both in your bank account and Instant Savings account — up to €100,000 by the German Deposit Protection Scheme. We currently operate in 24 markets worldwide and have over 8 million customers.
  • N26 is a German bank with a full banking license. By law, each customer’s funds are protected up to €100,000 by the German Deposit Protection Scheme. With 3D Secure, Mastercard Identity Check, and fingerprint and face recognition, the security of our customers' online payments is always guaranteed.
  • You’ll need a valid, government-issued ID with the Italian tax ID number / fiscal code stamped on it. You'll also need a smartphone to use your account, and must be a resident of Italy.
  • The N26 Standard bank account comes with no opening or maintenance fees. N26 Smart costs €4.90 per month, N26 Go costs €9.90 per month, and N26 Metal is €16.90 per month. No deposit or minimum income is required to open an account.