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  • Standard

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    Bank for free

    Smart

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    Bank with more control

    Go

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    Bank at home or on the go

    Metal

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    Make a statement
    Compare personal plans

    Business Standard

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    Freelancers bank for free

    Business Smart

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    Manage your business with more control

    Business Go

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    Manage your business on the go

    Business Metal

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    Premium banking with cashback for your business
    Compare business plans
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    Travel benefits Borderless banking
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    Travel Insurance Coverage for the unexpected
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    Travel eSIMData in 100+ countries
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The card made for travel

Get cashback1 on travel, the best exchange rates, airport lounge access, and free ATM withdrawals abroad. Just pack your bags — we’ve got the rest.
Travel card

Make every trip pay off

Get 1% back when you pay abroad with your N26 Go or Metal card, with no limit to how much you can earn! Applies outside the EEA, the UK, and Switzerland — for up to 12 months.*
Holiday Booster Cashback - 1%.

Your wallet deserves a holiday, too

Pay with your N26 card wherever you go — with the best exchange rates. Upgrade to N26 Go or Metal for free ATM withdrawals abroad.**
A man and a woman are sitting by a swimming pool, and a notification bubble above them shows a transaction for "Beach Club Tairua" for -16€ and 31.23 NZD.

Travel insurance you can bank on

With N26 Go and Metal, get insurance coverage for travel delays, medical emergencies, baggage, and trip cancellations.
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Your ticket to the lounge

Travel stress-free with access to 1,300+ airport lounges worldwide.*** Your first visit is free with N26 Metal.
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Travel the world with one eSIM

Set up your travel eSIM once and get affordable data for 100+ destinations.****
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Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Open an account in minutes

Open your N26 account from your desktop or smartphone in just a few taps.
Travel card

FAQ

  • With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.
  • No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees. Mastercard’s exchange rate applies to any foreign currency payment or withdrawal you make with your N26 card.
  • Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, N26 has a full banking license, meaning your deposits are protected up to €100,000.
  • Yes! All N26 cards let you withdraw money at foreign ATMs. All plans include free ATM withdrawals within the Eurozone. N26 Go and Metal also have unlimited free ATM withdrawals abroad in the local currency, while Standard and Smart users only have to pay a 1.7% conversion fee.
  • Our premium plans, N26 Go and N26 Metal, offer various insurance packages. These cover events from accidents, to trip delays, cancellations, and baggage insurance. All alongside fee-free card payments, free global ATM withdrawals, and much more.

Exclusions and restrictions apply. For more information, please see the Allianz Assistance Insurance Product Information Sheet for N26 Metal and N26 Go, and Conditions for Beneficiaries for N26 Metal and for N26 Go. Customers with a German IBAN account in France can find more information here for N26 Metal and here for N26 Go.

N26 Metal and N26 Go feature insurance coverage from Allianz Assistance (trade name of AWP P&C S.A. – Dutch Branch), one of Europe’s most trusted insurance companies. AWP P&C S.A. Dutch Branch is an insurer licensed to act in all EEA countries and operating in freedom of services, with corporate identification No 33094603, and registered at the Dutch Authority for the Financial Markets (AFM) No 12000535. AWP P&C S.A., which has its registered office in 7 rue Dora Maar, Saint-Ouen, France, is authorized by L’Autorité de Contrôle Prudentiel et de Résolution (ACPR) 4 Place de Budapest CS 92459, Paris Cedex 09, France.