The free bank account that makes life easy
![Image of couple holding a N26 card and a mobile.](https://images.ctfassets.net/q33z48p65a6w/2KcxrbvClAlLRwROvPZ3Z4/77d1863fc4533832f747e0ee335abe2b/Homepage_Revamp_Web_textmedia-centered_white_1400x1050px_Module_JA_Option_2_EN_FR.png?fit=thumb&fm=png&q=80&w=360)
![An N26 virtual card with a map highlighting cash points in the background.](https://images.ctfassets.net/q33z48p65a6w/6YpL9a2BlfQTBpddMbFWqY/f2a55f76fda51d72cfb390bfe0ceae76/CRST-3011_Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_3_EN_FR-2.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Your free account
With a virtual Mastercard and unlimited card payments in any currency with no foreign transaction fees.
![A hand holding a petrol N26 card against a backdrop of clear blue sky.](https://images.ctfassets.net/q33z48p65a6w/6ZPFTNa447j2DObBSZyQfu/4be454bb2421d8a8323d4a23c754e60c/Homepage_Revamp_Web_account_overview_teal_940x707px_Module3_4.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Free withdrawals
Enjoy a set number of free ATM withdrawals in euros within the eurozone based on your membership — and unlimited free withdrawals abroad in the local currency for N26 You and Metal.
![A woman lies on a teal-colored bed with a greeting message in the foreground.](https://images.ctfassets.net/q33z48p65a6w/6ke3AHirLNqNHuYSUUp3Nt/5533152233dbad54134b13529105989f/CRST-3011_Web_Module3_3_account_overview_teal_940x707px_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
24/7 chat support
Contact us day and night via the chat in your N26 app — in five languages.
![Hand holding a mobile displaying a security feature.](https://images.ctfassets.net/q33z48p65a6w/7MxQNSkILAqpnoqR0S4AK2/56d0cba6d109d5cbb79297d38e7d9fdc/CRST-3011_Web_Module3_2_account_overview_teal_940x707px_EN.jpg?fit=thumb&fl=progressive&fm=jpg&q=80&w=452)
Simply secure
Our innovative security features keep your money and data simply secure.
Put your savings to work
![Smiling woman wearing petrol color clothes in a petrol color living room. In the foreground there is pop up showing the balance of the savings account.](https://images.ctfassets.net/q33z48p65a6w/7KWAz8pvAQ1L9Z2AkODjHF/3154a7ad5252d025aad45cee39d403d9/CRST3916_Instant_Savings_Interest_Rate_Change_Homepage_Web_textmedia_centered_white_2__1400x1050px_EN.png?fit=thumb&fm=png&q=80&w=360)
Invest in stocks, ETFs, and crypto
![Gymnast wearing teal color clothes and holding a mobile with the N26 app open. In the foreground there is pop up displaying the balance and profitability in the Stocks and ETFs account and Crypto account.](https://images.ctfassets.net/q33z48p65a6w/3fUnXIWGZ4Wa2h3BYHEDaM/9d3deb46f506a76b312837f47729835a/CRST3852_Equities_Market_Expansion_Web_textmedia_centered_Tier_Module_Standard_Smart_1400x1050px_EN.png?fit=thumb&fm=png&q=80&w=360)
N26 accounts — your money deserves an upgrade
N26 Standard
The free account for your everyday banking needs
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=90&w=160)
€0.00/month
1.7% interest p.a. on your N26 Instant Savings
Pay worldwide with no foreign transaction fees
3 free ATM withdrawals within the eurozone
A virtual debit card
N26 You
The all-in-one account for banking and travel
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Wheat.](https://images.ctfassets.net/q33z48p65a6w/1YbcSNwYlw3Iyr5X829IyL/93601386f27bc5f9f48fc7f9f64c9ff8/n26-cards-mastercard-wheat-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Rhubarb.](https://images.ctfassets.net/q33z48p65a6w/7oZQg0OqfYNupp1lv9g5Cj/e3494d100fd0331940f1b4d5a12de668/n26-cards-mastercard-rhubarb-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Ash.](https://images.ctfassets.net/q33z48p65a6w/WRQclrxOxjtVThiH3pm2H/9d0f83f0df7fac785b98e34f84e29c0d/n26-cards-mastercard-raven-de.png?fit=thumb&fm=png&q=90&w=160)
![N26 You card, Teal.](https://images.ctfassets.net/q33z48p65a6w/7bHsCLfXHvoqnBWbuSNXQo/932381bf72732b4cf1c082f0cf773ca2/n26-cards-mastercard-teal-de.png?fit=thumb&fm=png&q=90&w=160)
€9.90/month
2% interest p.a. on your N26 Instant Savings
Up to 5 free ATM withdrawals in euros
Free withdrawals in the local currency outside the eurozone
Travel insurance
N26 Metal
The premium bank account with a metal card
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=90&w=160)
![N26 Metal - Slate Grey.](https://images.ctfassets.net/q33z48p65a6w/6F8ki0yHtuSUCwEeCeWMq8/792891200a1f50ad300356e798abb9ca/n26-cards-mastercard-metal-slategrey.png?fit=thumb&fm=png&q=90&w=160)
![Quartz Rose - N26 Metal Card.](https://images.ctfassets.net/q33z48p65a6w/1WVYdUNU7q84ISMKMsgwaK/1b64435a702939ea46dbe8938d972df5/n26-cards-mastercard-metal-quartzrose.png?fit=thumb&fm=png&q=90&w=160)
€16.90/month
3% interest p.a. on your N26 Instant Savings
Up to 8 free ATM withdrawals in euros
Pay only 1% trading fee for Bitcoin and 2% for other coins
18-gram metal card
![N26 You card, Petrol.](https://images.ctfassets.net/q33z48p65a6w/63bHYeBzGel7qMrWS50qal/643862fbfbd72ca876f384d5ad0944c6/n26-cards-mastercard-petrol-de.png?fit=thumb&fm=png&q=80&w=200)
![N26 Metal - Charcoal Black.](https://images.ctfassets.net/q33z48p65a6w/4tH5CPvCzm6eWusOuACoaU/bc5e6d4e6ab790cce10052fd55b5e4f1/n26-cards-mastercard-metal-charcoalblack.png?fit=thumb&fm=png&q=80&w=200)
![Transparent N26 Standard card.](https://images.ctfassets.net/q33z48p65a6w/2DqC4xSMtayA6kmOo64I0E/3ffc778485421fda7b68b01f554700e0/n26-cards-mastercard-uk.png?fit=thumb&fm=png&q=80&w=200)
Open your N26 account now
Open your N26 bank account in minutes and with no paperwork — right from your phone or our website. Moving from another bank? Transfer your direct debits, standing orders, and recurring payments to your new N26 account in a few taps.- Is N26 a bank?
- Where is N26 available?
- Is N26 secure?
- How is N26 protecting my money and personal data?
- What documents do I need to open an N26 bank account?
- How much does it cost to open a bank account?
- How long does it take to open a bank account with N26?
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