The free bank account for students
Open a free bank account and get a N26 debit Mastercard. 100% mobile banking that's effortless, transparent and helps keep track of your finances.
Free card payments worldwide
Pay with your free N26 Mastercard worldwide without any fees. You'll get Mastercard's best exchange rate and pay as if you've never left home.
Headache-free bank transfers
Make instant, real-time bank transfers for free using N26 MoneyBeam. Send, receive or request money from your contacts listed in the N26 app, or add contacts with just an email or phone number.
University tuition fees? Pay them hassle-free with N26
Forget long lines at your bank branch! N26 lets you pay your university tuition fees, manage your payments and put money aside in real time, directly from your smartphone. Open your account now and discover 100% mobile, flexible banking.
Automatic categorization of your spending
Working harder on your hashtags than your essay? Tag your purchases, not your friends, for monthly spending breakdowns. Your bank account also uses artificial intelligence to automatically categorize your spending, right in the app.
Always in the know
Splurging on late night takeouts more often than you should? Keep track of your spending with real-time push notifications to see where your money really goes.
Discover our free accountGet Amazon Prime for one year with N26 Metal!
Your premium N26 Metal account is much more than a tool to manage your money. Open yours and get access to a special Amazon Prime offer right away—we’ll credit back your membership charge for one year! This promotion is valid for a limited time—don’t miss out.
Choose an account that fits your lifestyle
Choose between our free standard account or one of our premium accounts for even more benefits! Enjoy that little bit of extra peace of mind with hassle-free banking.