Product Manager - Cards & Digital Wallets

In this role, you will:

We are seeking a passionate Product Manager with a desire to develop innovative products, and an innate interest in financial technology to join our Cards & Digital Wallets Group. The Cards & Digital Wallets Group is split between Barcelona and Berlin offices, which are the main product & tech hubs for N26 globally.  As a Product Manager in the Cards & Digital Wallets Group, you will be responsible for the card’s transactions lifecycle, aiming to maintain and scale up a secure, reliable and frictionless payment experience for N26 users globally.

• Be responsible for the cards transaction processing flow for digital and physical card payments
• Partner with stakeholders across N26 to define your team goals and drive it to achieve success.
• Receive support from different areas in the company in order to identify pain points and opportunities, brainstorm solutions and impact customers’ lives.
• Work with other product managers, designers and engineers across the organisation to improve the day to day payment experience for N26 Cards.
• Collaborate with external partners aiming to improve our cards performance and be updated with the latest market trends. 
• Build a holistic view of the challenges and opportunities, and then develop technical solutions that empower our customers to make card payments frictionless and secure. 
• Ensure product rollouts are delivered successfully by working cross-functionally with local market teams, marketing, operations, compliance, and engineering.
• Give a great purpose to your SQL skills to measure impact and track results.

What you need to be successful:

• 3+ years experience in Product Management ideally gained in a FinTech, banking environment, payment processor (or similar)
• Experience with Cards networks (VISA, AMEX, Mastercard), or Cards’ processors.
• STEM, business, economics undergraduate. MBA, MS or equivalent would be a plus.
• Strong quantitative and analytical skills (you are familiar with SQL)
• Exceptional verbal and written communication skills.
• Strong understanding of agile product development and delivery.
• Excellent technical acumen, curiosity, and familiarity with new technologies, API’s, programming languages, and databases.
• Previous experience dealing with high engaged third party providers.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and backgrounds. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.  We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities. Sounds good? Apply now for this position. Equal Opportunities: We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.  Visit our website to learn more about Diversity, Equity, & Inclusion at N26.