Topic: Banking terms

A woman with dark curly hair is sitting on a couch, resting her head on a man's lap. She smiles as she points at the screen of her smartphone, while the man works on his laptop.

What is a term deposit and how does it work?

If you’re looking for a secure investment for your money, term deposits might be a great option for you. Here, we’ll dive into what term deposits are, how they work, and much more.
9 min read
How to choose the right type of savings account.

How to choose the right type of savings account

Ready to take advantage of high interest rates and watch your money grow? Then you’ll need to choose the right savings product to suit your needs. We can help.
10 min read
 A man in a light pink sweater sits by a window, looking at his phone with a smile. He looks relaxed and content.

How do savings accounts earn interest?

Many people know about the interest that banks charge on loans, but what about the interest that customers can earn on their savings? Learn how it all works here and how you can benefit.
6 min read
Minimalism: How a simpler lifestyle can help you save money.

Minimalism: How a simpler lifestyle can help you save money

If you want to reduce your cost of living and improve your peace of mind, a minimalist lifestyle might be right for you. Learn what that looks like and how minimalism can help you save money!
6 min read
EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.
8 min read
Piggy bank to symbolize budgeting tips (how to save money).

What is a bank guarantee?

Individuals and businesses use bank guarantees to safeguard payments, manage risk, and protect their money. Learn more about the different types of guarantees and their uses here.
4 min read
What is Euribor and how does it affect you?

What is Euribor and how does it affect you?

The European interbank interest rate—or Euribor—impacts everything from your savings account to mortgage rates. Learn more about its impacts in this article.
5 min read
a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.
2 min read
N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.
7 min read
A young man with short dark hair sits on a couch, relaxed, and looks at his phone. He's dressed in a striped, olive-green t-shirt and matching pants. The couch is a light beige and wooden shelves are visible behind him.

What is compound interest? A beginner's guide

If you'd like to boost your savings, compound interest will help you earn more over time. Learn how it works and how to use it to increase your savings over the long term.
5 min read
Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?
5 min read