Back to Banking Basics

Forever counting down to payday? You might be a spontaneous Sara

If you like to live life as it happens, you need to bank smart - here’s how.
2 min read
Whether we like to admit it or not, we all conform to a few tribes—especially when it comes to how we think about money. But that’s ok. After all, knowing your spending habits and which tribe you’re part of makes it even easier to manage your money, and decide what you need from your bank. This is especially the case if you’re someone who lives day-to-day and doesn’t worry about any future they can’t see on their phone’s calendar.Maybe you’re someone like Sara—fun-loving, city-dwelling, vinyl-playing Sara. Sara is spontaneous. She often finds herself running out of money towards the end of the month. Whether it’s going out with friends or planning mini-breaks with family, she works to live. To Sara, living means experiencing all that she can, while she can. But along with 49 percent of the world’s population, she’s often worrying about her finances. What does the future hold? It appears big and a bit scary, and that’s why stuffy financial advice and conversations about pensions are an instant turn-off. Piles of paperwork are her pet peeve, while short-term goals and regular reminders help to rein in her spending.

Sara’s financial factoids

  • Mindset: living life to the fullest is what counts
  • Motivation: fun times over practicality
  • Superpower: calculated risk-taker
  • Kryptonite: loathes complicated financial planning

Hints

We get it. Like Sara, you’re living life to the fullest. But there’s no need to make compromises for a bit more financial certainty.
  1. Read “Saving Made Simple” to see the best apps to make your money go further
  2. Check out Rules in the app help you to save cash to expand your vinyl collection. But, set Daily spending limits to make sure you don’t get carried away.
Find us on social #BigBankingChat to discover more tips

The bank you'll love

✓ 100% mobile ✓ No hidden fees ✓ No paperwork ✓ Free virtual Mastercard ✓ Investment tools

Get started
An elevated hand holding a transparent N26 Standard card.

Find similar stories

campaigns
BY N26Love your bank

Related Post

These might also interest you
Financial leverage: what it is and how to calculate it.
Banking Basics

Financial leverage: what it is and how to calculate it

Debt isn't always a bad thing. In fact, investors and entrepreneurs can use it as a strategic tool to boost their profits. Here, learn what financial leverage is and how to calculate it.

5 min read
What is risk tolerance in investing?
Banking Basics

What is risk tolerance in investing?

When it comes to risk in investing, the question isn't "if" — it's "how much." Discover here what risk tolerance is and how it shapes your investment strategy and portfolio.

6 min read
Growth vs. value stocks: what you need to know.
Banking Basics

Growth vs. value stocks: what you need to know

Stocks are broadly divided into two categories: growth vs. value stocks. Discover the differences, how inflation and interest rates impact them, and how to choose between value and growth investing.

5 min read
Back to Blog