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Long-term investments: how to choose the right option for you
What is long-term investing?
Investments made easy
With N26, you can buy stocks and ETFs without leaving your banking app. Get started from as little as €1.
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What long-term investment options are there?
Stocks and stock funds
Bonds and bond funds
Real estate
Target-date funds
Robo-advisors
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Use N26 Spaces sub-accounts to easily organize your money and save up for your goals.
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Choosing the right long-term investment for you
- Assess your risk tolerance. Your risk tolerance is your ability and willingness to endure market volatility and potential losses in pursuit of higher returns. Understand how much risk you’re comfortable taking.
- Define your investment goals: Clearly outline what you’re investing for — like retirement, buying a home, or something else. Your goals will help shape your investment strategy.
- Determine your investment timeframe: How long do you plan to keep your money invested before accessing it? Knowing when you’ll need to access your money will influence your asset allocation.
- Diversify your portfolio: Diversification means spreading your investments across different asset classes. The goal is to reduce and manage risk while achieving consistent returns.
What else should you consider as a European investor?
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