N26 Blog: Budgeting

a person thinking of her personal financial planning.

Personal financial planning—tips on setting yourself up for the future

The best way to safeguard your future? Start personal financial planning today. Read on to learn how.
9 min read
Pie Chart.

The 50/30/20 rule: how to budget your money more efficiently

The 50/30/20 budget is beautiful in its simplicity. It can help you divide your income into categories that make saving easy.
8 min read
emergency fund and rainy day fund image with cloud with euro rain drops.

What is an emergency and rainy day fund? Here’s how to set one up

Give yourself some peace of mind by saving for life’s unexpected surprises.
11 min read
Woman adjusting a thermostat.

How to save money on your gas bill and still stay warm

Cutting back on your gas bill doesn’t mean being left out in the cold. Here’s how to do it!
7 min read
Woman in bed with overlaid image of debt paid off by debt snowball or avalanche method.

Debt snowball vs. avalanche: What’s the best way to pay off debt?

Choose the right debt-repayment strategy based on your personality type.
10 min read
Woman with binoculars.

How to use the debt avalanche method to pay down debt

The debt avalanche method focuses on paying off your highest-interest debt first. This approach can help you get you out of debt quickly while saving a ton of money in interest.
7 min read
Young man showing partner how the debt snowball method works.

What is the debt snowball method?

The debt snowball method is a popular way to pay off debt, helping keep you motivated by eliminating your smallest debts first.
7 min read
Man sit on a couch with a laptop on his leg and a mobile in his hand.

How to make a household budget

Want to take your first steps toward financial freedom? Time to master your budget.
9 min read
Group of 3 women and 2 men doing their daily exercise routine in a park.

6 budget-friendly sports to keep you and your finances fit

Break a sweat without breaking the bank with these 6 low-cost sports.
5 min read
A stuffed animal in front of an N26 computer.

How to support your family on a single income

Creating a family budget on a single income can be a challenge, but these simple steps will maximize your money.
6 min read
Man with beard holding baby.

How to manage costs as coparents

Coparenting has its challenges, but don’t add budgeting to your list of struggles. Read on to discover our money-management tips for coparents.
5 min read