Open your bank account in Italy in minutes

Currently the Italian branch has limitations on opening new accounts. Join the waiting list to be notified as soon as it will be possible to open an account in Italy again.

What you get with N26

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An Italian IBAN

Manage your finances in Italy like you never left home. As soon as you open your bank account with N26, you can access your IBAN directly in the N26 app and start using it immediately.

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N26 Mastercard—for free

Most banks in Italy charge extra for a debit card, your N26 Mastercard is totally free and will be sent directly to your home! With the N26 Mastercard you can withdraw money in Italy and in Europe as many times as you want, without paying any commission.

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Pay anywhere. Get charged nowhere

You can use your N26 Mastercard anywhere in the world—for free. Withdraw money as many times as you want in the Eurozone with no extra cost. And if you are abroad? We don’t charge you any foreign transaction fees. Whether you are in Capri or at the only ATM you can find in the Alps, everything is for free!

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Real-time notifications

Stay up to date. Get a push notification immediately after all account activity, including card payments, direct debits, and transfers.

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Arrive smoothly in Italy.

Open your N26 account in minutes. And get on with what really matters.

Frequently Asked Questions


    After you have validated your email address, you'll either verify your identity via a video call in the N26 app or use your camera to photograph yourself and your ID. You can see what type of IDs we accept here.

    You can open a N26 account if you’re at least 18 years old, living in one of these countries, and own a compatible smartphone. To start the sign-up, simply create an account in the N26 app or on the N26 website and confirm your email address. You can then introduce yourself with your ID directly in the app and then pair your smartphone with your account.