Senior Treasury Associate - ALM

About the opportunity

We’re looking for a highly motivated and detail-oriented Senior Treasury Associate to join our Treasury & Investment Management team at N26 Bank. This role is key in supporting the management of our growing loan and fixed income securities portfolio. You’ll take an active role in sourcing and analyzing selected asset classes, producing high-quality reports, and providing technical and analytical support for our asset-liability management (ALM) activities. In addition, you’ll contribute to strategic, high-impact projects and act as a point of contact for external investors and stakeholders.

In this role, you will:

• Analyze both new and existing investments across various asset classes.
• Ensure accurate trade capture and maintain data quality across portfolios.
• Prepare regular portfolio performance reports and contribute to stress testing.
• Support and manage high-stakes, parallel projects across the business.
• Build and maintain dashboards to monitor daily operations.
• Collaborate closely with other treasury functions, middle & back-office teams (e.g. trade confirmation and settlement), as well as accounting and regulatory reporting.

 

What you need to be successful:

• Fluency in English is required; business-level proficiency in German is a strong plus.
• A Bachelor’s or Master’s degree in Business Administration, Finance, Banking, or a related field.
• 2–4 years of experience in banking, treasury, or investment management, ideally in a front-office role. Experience in project management is a plus.
• Solid commercial acumen and the ability to make sound risk/reward decisions.
• Excellent presentation and stakeholder communication skills—able to influence without relying on hard-sell tactics.
• Strong analytical and report writing skills.
• Ability to work with precision under pressure in a fast-paced environment.
• Strong Excel skills (modelling); knowledge of VBA, SQL, or Python is an advantage but not mandatory.

What’s in it for you:

• Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
• Vacation days vary depending on your location of work. Additional day of annual leave for each year of service.  
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses. 
• A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.  Founded in 2013, N26 now has 7 million customers in 24 markets. We employ more than 1,500 employees across 3 office locations in Berlin, Vienna and Barcelona. Besides the main offices, N26 also has local offices in Paris, Madrid, Milan, and São Paulo. Sounds good? Apply now for this position. N26 is an equal opportunity employer and values diversity. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status or disability status. 

Equal Opportunities:

We recognize that our strength lies in our people and the varied perspectives they bring to our workforce. We strive to build talented and diverse teams to drive our business success and empower our people to reach their full potential. We genuinely welcome and encourage applications from people of all backgrounds, cultures, genders, sexual orientations, abilities, neurodiversities, and ages. We're committed to creating an inclusive workspace where everyone feels valued and respected, free from harassment and discrimination. If there's anything you need to make the application process work for you, please let us know by reaching out to candidate.exp@n26.com.  Visit our website to learn more about Diversity, Equity, & Inclusion at N26.