Woman on her phone eating a strawberry.

New in N26: features for easier-than-ever finances

Money management can feel confusing, but it doesn’t have to be. Learn about how these new features can help you take control of your finances with just a few taps.

3 min read

Ever feel like finances are just too complex? We hear you. From bills to budgeting, money management can be hard. Just keeping track of your account balance can be stressful, not to mention scanning bank statements and trying to figure out what you spent, where you spent it, what you can stand to save each month, and whether or not you’re on track to meet your goals. Honestly, it’s enough to make your head spin. 

But hang on—what if your bank did all that complex work for you? What if you had a personal finance advisor, right in your back pocket? We started N26 with the mission to make it easy and intuitive to take care of your finances. Instead of technical language, tedious spreadsheets, and hidden fees, we’re all about clarity and efficiency. For years, we’ve been using the power of technology to create smart features that make money management simple. Learn about some of these below. It’s your money, after all—why not make it work for you? 

A man with a beard sleeps in bed peacefully.

Cover your bases with Scheduled Payments 

Rent or mortgage payments, subscriptions and insurance, electric and gas costs—it can sometimes feel like you’re drowning in bills. And while direct debits can help, it can still be hard to keep track of where your money is going each month. With Scheduled Payments at N26, you can get full visibility of all your upcoming direct debits and standing orders. Not sure when your credit card payment is due this month? Simply open your app to see all of your scheduled transfers, so you can plan more easily. Need to set up a new standing order or schedule a payment? You can do that here, too—easy peasy. The result? You’ll avoid missed payments, late fees, and can plan your monthly budget accordingly. 

A couple plans to save for their first home.

Dive into Insights for Spaces and Shared Spaces

Because seeing is believing, our Insights feature automatically breaks down your spending into categories, making it easy to keep a finger on your financial pulse. And now, for extra clarity, Spaces and Shared Spaces will feature Insights as well. This means you can track your spending in each Space against your three-month average in real time. Plus, you’ll get an overview of your monthly recurring payments in the blink of an eye. In each of your Spaces, you’ll see saving and spending insights for all transactions over the past six months, as well as trends in your balance over time. Meanwhile, Shared Spaces Insights are visible to each participant, so everyone can see how much they contributed and spent from that sub-account. All this adds up to more clarity and better visibility for both personal and shared saving and spending. 

Savings account for two cute dogs.

Enjoy the slimmed down Spaces list view

Speaking of Spaces, we’ve also launched the new Spaces List View, where N26 customers can get a more intuitive overview of their sub-account balances, all at a single glance. The new look and feel features a tidy list where all your Spaces are 100% visible, so you can manage your savings even more easily. It’s money management, but effortless: drag-and-drop funds between your Main Account and Spaces, or create a new Space—or Shared Space with family or friends—to organize your money even better.

A woman eats a strawberry while checking her bank account activity.

Get more info instantly with our updated All-Activity View

A bird’s eye view of your money can empower you to reach your financial goals. And thanks to our new All-Activity View, that’s exactly what you’ll get. Here, you’ll not only see your main account activity and transactions, you’ll also be able to switch to view All Activity in your Spaces sub-accounts. Or, filter between the two based on what you want to view.


Your Money at N26

When you’ve got clarity about where your money is going, staying on top of your budget is easy—finally! Luckily, N26 gives you the tools you need to manage your day-to-day finances right from your smartphone. From clever money-management tools like Spaces to features like Insights that automatically categorize your spending, you can monitor your monthly spending and stay on track. It’s just one more way we’re helping you to reach your financial goals. Sign up in minutes right from your phone, and discover modern banking designed with you in mind.

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The Mobile Bank

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