3 months of N26 Metal for free
Premium mobile banking
Experience the future of banking today. N26 Metal is the premium bank account that can do more: Benefit from free payments at home and abroad, exclusive partner offers and comprehensive travel insurance (including mobile phone insurance). As a Drei customer, we give you the first 3 months for free if you open your account using the link below.
A beautiful debit card in stainless steel
Choose your N26 Metal card from three distinct metallic shades—Charcoal Black, Quartz Rose and Slate Gray. With its 18-gram metal core and a stainless-finish, it’s a fusion of innovative features and elegant design.
Fee-free payments and ATM withdrawals worldwide
Make your money go further with N26 Metal—avoid paying fees for payments made at home or abroad, in any currency. And we also don’t charge any hidden fees for ATM withdrawals so you’re not left with any nasty surprises.
Mobile phone insurance for extra peace of mind
The future is digital—and your essentials should always be by your side. With N26 Metal, benefit from mobile phone insurance that covers your smartphone up to €2,000 in case of theft or damage.
Saving made easy with Spaces sub-accounts
Create up to 10 Spaces sub-accounts to better organize your finances, and achieve your savings goals. Just open a space, drag and drop funds over and set rules to automatically put aside money whenever you want. And with Shared Spaces, easily manage joint expenses—invite up to 10 other N26 users to join the same sub-account.
N26 Perks and bespoke Experiences
Technology, sports, music or meditation—where do your interests lie? Discover N26 Perks, and enjoy deals from hand-selected partner brands. We’re constantly evolving our choice of offers—just open your N26 app to see what’s currently available to you.
Your travel assistance package, now with pandemic coverage
Your N26 Metal account comes with extensive travel coverage that protects you wherever you are, including for claims due to epidemics or pandemics such as COVID-19*. Minimize the stress during necessary travel, and breathe deep with extra peace of mind.
*Available for trips started on or after January 22, 2021. Exclusions apply. Please find more information here.
Emergency medical cover
Get insurance coverage for you, your spouse and children in case of a medical emergency abroad—including dental insurance. And get access to 24/7 medical phone assistance in case something doesn’t go to plan, and you need to speak to somebody.
Trip curtailment and flight cancellation
Missed your flight? With N26 Metal, you’re covered if you don’t make it to your destination. This insurance also applies to cancelled flights.
Luggage coverage
Don’t let bad luck ruin your trip, and get stuck without your necessities—we have you covered in case your luggage is lost, or delayed by over 4 hours.
Car rental abroad
Rental cars are a flexible way to get from A to B—and thanks to your Allianz insurance package, you’re also covered for damages up to €20,000.
Safety first—especially on the road
We want you to be able to get around without the worry, be it down your street or further afield.
Car sharing, bikes and scooters
A fan of car sharing apps, or renting bikes and scooters? Enjoy extra peace of mind with N26 Metal, thanks to cover in case of theft or damages to your rented vehicle.
Winter sports emergency cover
Stay safe on the slopes with N26 Metal, which also provides coverage in case of winter sports accidents.
Extra cards if you’d like a spare
With N26, you can order an additional Maestro card or Mastercard debit, easily managing them in your app. Add your card to your mobile wallet, lock and unlock it, and set daily spending and withdrawal limits—all in a few taps.
N26 Metal—discover premium banking
The next generation account that combines elegant design, exclusive partner offers and innovative functionality: enjoy a new way of banking with N26 Metal—for just €16.90 per month.
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N26 Metal promo code for Drei customers
With this promo code you get 3 months free access to N26 Metal. The minimum contract period is 12 months. This promotion only applies to new N26 customers. When you open your account using the link below, your individual promo code will automatically be pre-filled. You can only use one promo code and the promo code can only be used once. The opening of the N26 account requires successful identification. Hutchison Drei Austria GmbH (Drei) is not a contracting party to any banking business that may come about and does not broker this either. Drei advertises as part of an advertising partnership and as a "tipster" within the meaning of trade regulations for N26 GmbH. A banking transaction therefore only comes about between N26 GmbH and you as a bank customer.
*The interest rates are based on your N26 membership: 2.8% for Standard, Smart, and You, and 4% for Metal. The interest rates are variable and subject to change in the future. Interest rates p.a. are equivalent to AER in Ireland and TANB in Portugal (before taxes).
**The money in your bank accounts — including N26 Instant Savings — is protected up to €100,000 by the German Deposit Guarantee Scheme.
***Legal Notice: You can see all the information you need to start a claim or call Allianz Global Assistance Europe in case of an emergency in the N26 app. N26 You features comprehensive insurance coverage from Allianz Global Assistance Europe (trade name of AWP P & C.S.A - Dutch branch) one of Europe's most trusted insurance companies.
Mastercard offers a range of complimentary privileges as part of your N26 You World card status. Every N26 You card holder is automatically entitled to enjoy these benefits, tailored to the needs of frequent travelers and globe-trotters.
If you are planning your next trip, also make sure to check out the Mastercard Priceless Cities* for exclusive events and recommendations. You only need your Mastercard to discover the most beautiful cities in the world, and your new experiences can begin.