N26 Blog: Lifestyle

AI generated image of a man in a green sweater looking at his phone.

Could AI help you manage your money?

86% of people are open to using AI for financial planning, but is it safe? Learn how AI is already transforming money management, and discover the pros and cons.
4 min read
Person paying with an N26 debit card.

Understanding tariffs

From higher grocery bills, pricier electronics, and stock market swings, tariffs can impact your wallet and your investments.
5 min read
A person laying in bed staring at the ceiling.

De-hyping the no-spend challenge

This extreme challenge promises to transform your finances, but is it really the game-changer it claims to be?
4 min read
A woman showing her friend her mobile phone.

Banking app fatigue is real‌

An honest look at the struggles of managing money across 10+ financial apps.
4 min read
Couple laying on the grass next to a bicycle looking at a blooming tree.

Here’s why you should adjust your budget according to the seasons

Understanding the natural ups and downs of your spending can help you plan ahead — and optimize your savings during the quieter months.
5 min read
A woman dressed in winter clothes writing on her bed.

How a cozy winter spent hibernating reset my money habits

A quiet winter helped me save, get crafty with my space, and dip my toes into investing for the first time.
4 min read
A graphic of the map of Germany showing how a 31 year old earns 61,000 Euros a year.

Money talks: How a 31-year-old data analyst manages their money

Here’s how a millennial data analyst balances rent, savings, and fun on €3,200 a month.
5 min read
A woman listening to music looks at her phone while planning her new year's finances.

Why 2025 could be the perfect time to start investing

Prioritizing your present happiness doesn’t need to come at the expense of your future financial prosperity.
4 min read
A goals planner on a blanket next to a candle.

The money moves to make (and avoid) in 2025

Discover the habits to break and build for your best financial year yet.
4 min read
A man with a backpack looks for the perfect gift at a store decorated for the holidays.

10 budget-friendly gifts that really pay off in the long-run

Up your Secret Santa game this holiday season with 10 options that deliver lasting value all year long — and each under €26.
5 min read
Plants and ceramics in a small business.

The ins and outs of starting a business

From dream to reality, discover how to build a successful business from the ground up with this insightful step-by-step guide.
7 min read
A woman looking through shirts.

Is Black Friday past its prime?

Black Friday may have lost much of its spark, but with some smart planning, you might still be able to make the most of this annual shopping event.
5 min read
Person looking through a magazine with Christmas presents.

The hidden numbers behind our festive season spending

From Swiss shoppers dropping €43 per person on chocolates to 64% of European shoppers opting for second-hand gifts, here’s where our money goes during the holidays.
4 min read