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Fraud Risk Prevention Manager
Department:Business
Location:Berlin
About the opportunity
We are seeking a Fraud Risk Prevention Manager with data management proficiency (SQL) and vast experience in fraud prevention
Our Fraud Risk Management team is in charge of monitoring, detecting and coordinating the prevention of fraud targeting our users, accounts, products and financial assets.
In this role you’ll be responsible for the monitoring of fraud KPIs and dashboards, preparing fraud pattern reports, coordinating the prevention of open risks, modelling fraud risk rules and giving them maintenance and delivering fraud risk assessments for new projects and changes in existing products.
The ultimate goals are protecting the financial assets of N26 and its customers, ensuring compliance with fraud legal requirements and avoiding reputational and regulatory risk linked to fraud while enabling the company to grow in a sustainable way.
In this role, you will:
In this role, you will:
- Detect Fraud Trends related to Payment schemes and money transfers.
- Use data management tools to create modules able to predict, detect and help to prevent fraud.
- Maintenance of all the processes and project documentation under your scope registered and up to date
- Perform fraud risk assessments for new products and changes on existing ones.
- Ensure full compliance on our fraud prevention processes
- Work together with the second line of defence to establish a comprehensive company fraud risk appetite across all different fraud categories.
- Modelling of fraud prevention rules linked to financial fraud (Having a direct impact on our customers and our P&L)
- Work closely with operational and PTX stakeholders to coordinate prevention and compliance initiatives linked to fraud prevention.
- Support in the creation of business cases and regulatory reporting as SMEs
What you need to be successful:
What you need to be successful:
Background:
- At least 5 years of experience in fraud prevention or similar positions. (Knowledge in mule accounts, scams and card fraud)
- Data analytics profile
- Ideally previous team management experience.
- High analytical and mathematical background
- Good interpersonal skills.
- Knowledge in mule accounts, scams and card fraud
- Being detail oriented
- You have at least graduated with a Bachelor degree in Finance, Accounting, Economics, Business Management, Mathematics, or a related field
- Experience in audited/heavily regulated environments is an asset
Skills:
- Fluent in English (German, French, Spanish and Italian are a plus)
- High proficiency in Structured Query Language/SQL (Data management) is a must for this role ( R and Python are a plus).
- KYC knowledge and previous experience in a Fintech environment are also a plus
- Excellent stakeholders management skills
- Detail oriented
- Respectful and an active listener
- Negotiation and communication skills
- Able to maintain a positive mindset while working under pressure
- Able to simplify and explain complex topics to high level stakeholders
- Excellent communication and presentation assets
Traits:
- Maintain a positive mindset despite the challenges
- Act as a team player to accomplish the goals together
- Continuously learn and challenge the status quo
- Proactively propose solutions and ideas to improve our work
- Respect others and be an active listener
- Work with discipline and constancy
- Give and receive open, direct and timely feedback
- Show negotiation skills to get into common ground with stakeholders