The bank you’ll love
N26 lets you manage your bank account, spend and set money aside in real-time, all under one app. Open your account in minutes from your smartphone.
Your free N26 bank account
Join N26 to get a free bank account and a Mastercard debit card to use all over the world. Stay up-to-date and in control of your finances, wherever you are.
Read moreSmart, flexible banking in real-time
Whether you’re withdrawing or depositing money, or sending a MoneyBeam to your friend in real-time—keep on top of your spending thanks to automated push-notifications after each transaction. Stay flexible with CASH26, and withdraw and deposit money at no cost at over 1,900 shops in Austria.
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Your finances at a glance with Statistics
Whether it’s your salary coming in or money going out when you’re buying that treat in your favorite café—thanks to our automatic categorization feature Statistics, you can see all your transactions at a glance, divided into smart sub-categories to keep you posted on your financial habits.
Dream big and save money with Spaces
N26 Spaces are a new way for you to handle your money. It’s easy—create a space with just a few clicks and start saving money for the things that matter. Monitor your financial goals and keep a track of your progress.
Soon, all N26 users will be able to create Shared Spaces in order to manage money together with other N26 customers. We’ll inform you as soon as we launch this feature!
Shared SpacesN26 You: banking, personalized.
Choose N26 You to discover personalized banking. It comes with a contactless Mastercard in a color that best represents you—choose from Ocean, Sand, Rhubarb, Aqua or Slate. Additionally, benefit from an extensive package of lifestyle and travel insurance, and free foreign currency ATM withdrawals for better travel.
Discover N26 You
Earn cashback with N26 Business and Business You
N26 Business is a free bank account that’s perfect for freelancers and self-employed. With N26 Business You, you’ll get all the benefits of your premium bank account with your business account. Plus, enjoy 0.1% cashback on all purchases.
Discover N26 BusinessYour safety is top priority
N26 operates with a full European banking license, and every N26 bank account is safe up to €100,000 according to EU directives. Thanks to 3D Secure, you’re also protected when making purchases online.
We’re here for you. In several languages.
If you have any questions or run into any problems, our Customer Service team will be on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat with an N26 expert in your app.
Banking with N26: smart, digital, simple.
N26 helps you stay on top of your finances effortless and flexible. Open your free bank account without annoying paperwork within minutes. Compare all N26 bank accounts and choose an account that suits you.