N26 Blog

EU flag but the stars are Euro symbols.

The ECB’s key interest rate: what it is and how it affects you

Since July 2022 the European Central Bank has raised its key interest rate. But what exactly is it? Read on to learn how it works and what the changes might mean for you.

12 min read

Upside-down turned piggybank.

13 hidden fees in banking to be aware of

This week, we’re taking a look at hidden bank fees – and specifically, how you can avoid them.

9 min read

Number 13 where the 3 is an Euro sign.

Banking Basics: bank fees

Sometimes, banks and their fees can feel like they go hand-in-hand together. But does it have to be this way?

7 min read

EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.

8 min read

Calculator and pen on notebook.

The Austrian Consumer Price Index (CPI)

The consumer price index (CPI) is a measurement that tracks changes in the prices of various consumer goods. But how is it calculated and what’s the harmonized index of consumer prices?

7 min read

Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.

5 min read

A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.

5 min read

a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.

2 min read

N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.

7 min read

Recession in big letters, surrounded by clouds while a person stands before it.

What is a recession and how long will it last?

Political events, environmental disasters, trade shocks: There are many factors that could cause a country's economy to slow down. But what exactly is a recession—and how long do they last?

5 min read

Metal statue of a bull.

Bull markets: What they mean for your money

Not sure what bulls have to do with the financial world? The term is mostly symbolic — but bull markets can have significant effects on your investments. Read on to learn what a bull market is.

9 min read

Bear market: This is what it means

If you think a bear market sounds rather scary, you’re already on the right track. In this article, you’ll learn what a bear market is, why it occurs, how it affects your assets and how long it lasts.

9 min read