N26 Blog: Banking Basics

EU flag but the stars are Euro symbols.

Banking Basics: EU banking rules and regulations

In this Banking Basics, we take a closer look at the rules and regulations that keep your money safe.
8 min read
Calculator and pen on notebook.

The Austrian Consumer Price Index (CPI)

The consumer price index (CPI) is a measurement that tracks changes in the prices of various consumer goods. But how is it calculated and what’s the harmonized index of consumer prices?
7 min read
Freelancers with iPads writing on a note-book.

What is annual salary?

What is it, really? How is it calculated? Learn about the different elements and compare annual salary to hourly rate.
5 min read
A freelance accountant working on a desk.

What’s the difference between salary and hourly pay?

Trying to decide how you want to be paid? Weigh up the pros and cons to decide what’s best for you.
5 min read
CRST-20184_Blog_stagflation-2000x1334.

Stagflation Explained: From Stocks to Real Estate

When is an economy at risk of stagflation? And what does that mean exactly? Here, find out what the term means, the consequences of stagflation, and why some might even benefit from it.
8 min read
Woman is counting a stack of dollar bills with both hands.

A brief guide to universal basic income

Heard all the buzz about universal basic income and want to learn more? Read on to get the basics of this cash payment program that some governments are already adopting.
4 min read
a collection of all clocks showing times in different cities of the world.

How long does a transfer take?

The SEPA initiative makes it easier to send euros between bank accounts, but transfers don’t always happen overnight.
2 min read
N26 You.

Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.
7 min read
Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.
5 min read
A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.
5 min read
Woman with a laptop and a smart phone.

What is deflation—and what does it mean for the economy?

Central banks do everything in their power to avoid deflation—but why? What causes deflation, and how can it negatively affect the economy? Read on to learn more!
9 min read
Two persons signing a document on a meeting.

How to negotiate salary: 10 tips for a better job offer

Wondering how to negotiate salary for a new job, or how to ask for a raise in your existing role? Read on to discover our 10 top tips for getting the salary you deserve.
6 min read