N26 Mastercard debit card—accepted worldwide

Your premium bank account comes with a Mastercard debit card in a choice of colors. Sign up in minutes, and enable mobile payments to start spending right away—even before your physical card arrives in the mail.



~8 million



5* ratings across both iOS and Android app stores


Team members

Mastercard designs suited to your taste

No matter which account you choose, we’ve got a sleek debit Mastercard just for you. 
  • N26 Smart customers can choose from five lush card colors: Ocean, Sand, Rhubarb, Aqua, or Slate
  • As an N26 Metal customer, you’ll get an 18 gram stainless steel debit card in one of three stunning shades—choose a Charcoal Black, Slate Gray, or Quartz Rose
  • N26 Standard customers can also order our signature transparent debit Mastercard for a one-off €10 delivery fee
N26 transparent Mastercard, Charcoal black Metal Mastercard and teal Mastercard.

Pay with your Mastercard, worldwide

Your perfect travel companion, Mastercard debit cards are accepted worldwide and offer zero foreign transaction fees when spending abroad—with no mark ups or extra charges. Want to shop while traveling the world? Use your debit Mastercard to pay in stores, online, and in-app while abroad—no matter where you are.  Enjoy fee-free ATM withdrawals in any currency included with your N26 You and Metal account. Simply use the handy Mastercard ATM locator in your app to find your nearest cashpoint.


Security Icon

3D Secure from Mastercard

All your online payments are protected thanks to Mastercard SecureCode technology, which provides an extra layer of security for your online purchases.

Contactless Icon

NFC technology

Your Mastercard N26 contactless is compatible with NFC technology, so you can pay for your purchases securely and quickly in physical stores, online or in apps.

Notifications Icon

Push notifications

Thanks to real-time push notifications after every transaction, you are always up to date on what's going on in your bank account.

Deposit Icon

Deposit protection

With our European banking license, your money is protected up to 100.000 € by the German Deposit Guarantee Fund.

Stay in control—24/7

You’re always in the driver’s seat with N26. Add your Mastercard debit card to your mobile wallet to make payments with your smartphone. With a few taps in the app, you can also lock or unlock your card, change your PIN or set daily spending and withdrawal limits—at home and abroad. Always misplacing your card? Order an extra to use with your N26 account, and never lose access to your money.
phone screen with N26 Metal Mastercard.
n26 standard card.
n26 metal card.
n26 you card.

Your Mastercard, your way

Business or personal? Standard or premium? Whichever type of bank account you opt for, choose a Mastercard debit card that’s right for you. Go premium to pick your card’s color, or order a transparent debit card for a one-off delivery fee.


  • What is the N26 Mastercard debit card?
  • How can I choose my own N26 Mastercard?
  • Is the N26 Mastercard free?
  • What are the benefits of an N26 premium account?
  • Is the N26 Mastercard a credit card?
  • Is the N26 Mastercard a prepaid card?
  • Mastercard vs Visa—what’s the difference?
  • What are the N26 Mastercard benefits?