The world is waiting for you

N26 is The Mobile Bank, helping you manage your bank account on-the-go, track your expenses and set aside money in real-time. And with the world opening back up soon, we’re giving everyone a free year of our premium N26 You account with travel insurance that covers COVID-19 related claims.

Open your bank account online in just 8 minutes, and use the promo code FREEN26YOU. Promo code only valid in Ireland.

N26 You Timeline Feature in App.

Your free N26 bank account

Get your free bank account in just 8 minutes and manage your money right from your smartphone. Discover smart features that give you more control over your finances. Get a virtual Mastercard right after opening your account—and connect it with Apple Pay or Google Pay to start spending right away. Up to €50,000 balance, no deposit fee applies.

Prefer a physical bank card? Order it for a one-time delivery fee.

Open your free bank account

*Up to €50,000 balance, after which a deposit fee of 0.5% p.a. may apply. Please find the Terms & Conditions here.

Get a free year of N26 You

For too long, life has been on hold. But soon, the world will open up, and that’s why we’re giving everyone a free year of N26 You, our first premium bank account with travel insurance that covers COVID-19 related claims.

With N26 You, you also get a free Mastercard debit card in the color of your choice, free ATM withdrawals worldwide, 10 free sub-accounts and 24/7 customer care.

Get a free year of N26 You with the promo code FREEN26YOU**.

Security is a top priority at N26

N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.

Learn more about Security at N26
N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.

Insights on your spending habits

Not sure where all your money goes? Thanks to Statistics, your account uses artificial intelligence to automatically categorize your spending and shows you right in the app. Learn how to better manage your expenses, view all your transactions divided into smart sub-categories, and gain insights into your financial habits.

Learn about budgeting
The image shows the new N26 statistics feature divided by expenses and income.
Smartphone with the N26 Spaces open on it.

Reach your goals with N26 Spaces

Give your financial goals room to grow with N26 Spaces sub-accounts. Personalize each space with a name, set your savings target, and easily stash savings aside with just a few taps.

Rather set it and forget it? Easy—create Rules to regularly move money over to a space, or try Round-Ups to save up the spare change whenever you pay by card.

Manage Spaces sub-accounts

N26 Support is here for you—in several languages.

If you have any questions or run into any problems, our N26 Customer Support team is always on hand to help you in English, French, German, Spanish and Italian. Just reach out to them via email or chat to an N26 expert right in your app.

N26 Bank Account Customer Service Chat in App.
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** Ireland: Promotion offered by N26 Bank GmbH, Rungestr. 22, 10179 Berlin, Germany. Promotion offer valid from 05.06.2021 until 31.07.2021

The promotion applies to new N26 customers which are residents of the countries as outlined above, who sign up during the promotion period and may be used once per new N26 customer. New N26 customers may use the promotion code when signing up to the N26 You premium bank account, which comes with a one-year term and may be cancelled at any time. Once the promotion code is activated, the new N26 customer becomes a N26 You customer and will be exempt from paying the monthly N26 You premium bank account fee (€9.90/month) for the first 12 months of their yearly subscription, beginning from the date of activation. The T&Cs of the N26 You premium bank account apply and can be accessed via the website When the promotion ends after 12 months, the N26 You customer’s yearly subscription to N26 You will remain active, and the N26 You customer will therefore remain subject to the T&Cs of N26 You and the corresponding monthly fees (€9.90/month). If the customer cancels their N26 You membership during/after the promotional period in line with section 5.2 of the applicable N26 You T&Cs, the customer will be downgraded to the N26 Standard account as it is offered at the time the customer's cancellation is becoming effective. To redeem the promotion code, the new N26 customer must provide it when prompted during sign up.