N26 Blog: Banking Basics

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Credit, debit, and prepaid cards—what’s the difference?

You use them every day but what is the difference, actually? Let’s get to the heart of the matter so you can decide what’s best for you.
7 min read
Image of a hand with a smartphone configuring the N26 mobile bank card.

How do I withdraw cash without a card?

Let’s take a look at what NFC technology is, how it works, and what it’s for. Then, we’ll cover the benefits—and how cash withdrawals and payments work.
4 min read
Woman checking her bank statement and holding an N26 debit card.

What’s the difference between gross pay and net pay?

Understand the difference between gross vs. net salary and learn what it means for your salary.
5 min read
Illustration of a woman using her mobile and 3 coins coming out of it.

How to transfer money from one bank to another

SEPA, intra-bank, and inter-bank transfers. Not sure what all this banking jargon actually means? Discover how to best move your money around, explained in simple terms.
8 min read
Woman checking her bank statement and holding an N26 debit card.

The Difference Between Visa and Mastercard - N26

Visa and Mastercard are the world’s best-known credit cards, and it might seem like they’re one and the same. But there are some major differences—read on to learn what they are!
5 min read
What is debt consolidation? How and when to consolidate debt.

What is debt consolidation? How and when to consolidate debt

Consolidating multiple debt balances into a new account with just one monthly payment can have a lot of advantages. But it may not be right for every situation.
7 min read
A compass.

Banking basics: all about cash

We take a closer look at all things ‘hard cash’ (AKA physical currency). Find out about withdrawals, cashback and deposits here.
5 min read
Woman with a laptop and a smart phone.

What is deflation—and what does it mean for the economy?

Central banks do everything in their power to avoid deflation—but why? What causes deflation, and how can it negatively affect the economy? Read on to learn more!
9 min read
A hand holding an N26 standard card with a smartphone showing the N26 app.

Everything you need to know—but were never told—about your bank account number

Learn everything you need to know about your bank account number and understand what types of transactions you can make with it.
5 min read
What’s a bank transfer? How they work and how to make one.

What’s a bank transfer? How they work and how to make one

There are different options for sending and receiving money—each with their own pros and cons. In this article, get an overview of what a bank transfer is and how to make one yourself.
4 min read
Common banking fees text on grey background.

What Is an Insufficient Funds Fee?

Also called a non-sufficient funds fee, this is one of the most common and frustrating hidden bank fees.
2 min read