• Standard

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    Bank for free

    Smart

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    Bank with more control
    Compare personal plans

    Business Standard

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    Freelancers bank for free

    Business Smart

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    Manage your business with more control
    Compare business plans
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  • Highlights
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    Travel benefits Borderless banking
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    Travel eSIMData in 100+ countries
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The card made for travel

Get a travel eSIM, global airport lounge access, and the best exchange rates. Just pack your bags — we’ve got the rest.
Open bank account

Trusted banking
on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
Open an account

Your ticket to the lounge

Travel stress-free with access to 1,300+ airport lounges worldwide*.
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Travel the world with one eSIM

Install your eSIM once and buy data plans for 100+ countries — stay connected locally or globally**.
Open an account
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Switch banks in minutes

Open your N26 account and move your recurring payments in just a few taps.
Open an account

Benefits vary by plan.

*Airport lounge passes are available for purchase in the app.

**eSIM data plans are available for purchase in the app.

FAQ

  • With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.
  • No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees.
  • Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, with the Swiss depositor protection scheme (esisuisse), your money is protected up to CHF 100,000.
  • Yes! All N26 cards let you withdraw money at foreign ATMs. N26 Smart and Standard users only have to pay 1,7% conversion fee.