The card made
for travel

Get cashback on travel, the best exchange rates, airport lounge access, and free ATM withdrawals abroad. Just pack your bags — we’ve got the rest.Open free bank account
A hand holds a smartphone displaying an N26 bank card with a travel-themed background, surrounded by stickers of an airplane, a palm tree, and a globe.

Cashback that’s worth the trip

Open an N26 Go or Metal account by October 15 and get 1% back on travel spend over 30 days. Earn any time you book travel online and make card payments outside your country of residence.After that, you’ll continue to earn 1% when you pay with your card outside the European Economic Area, UK, and Switzerland — for up to 12 months.*
Open an account
A black N26 Mastercard is being used to make a contactless payment on a white card reader, with "1% cashback" written in green on a white rectangle in the bottom left corner.

Your wallet deserves a holiday, too

Pay with your N26 card wherever you go — with the best exchange rates. Upgrade to N26 Go or Metal for free ATM withdrawals abroad.**
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A man and a woman are sitting by a swimming pool, and a notification bubble above them shows a transaction for "Beach Club Tairua" for -16€ and 31.23 NZD.

Travel the world with one eSIM

Set up your travel eSIM once and get affordable data for 100+ destinations.****
Get travel eSIM
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Your ticket to the lounge

Travel stress-free with access to 1,300+ airport lounges worldwide.*** Your first visit is free with N26 Metal.
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Man enjoying coffee in an airport lounge, with some N26 app UI elements visible on top.

Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Open an account in minutes

Open your N26 account from your desktop or smartphone in just a few taps.
Open free bank account

Benefits vary by plan. *Eligible spending: Detailed T&Cs for customers who open an account between July 17 and October 15 can be found here: https://n26.com/hb-tc. Detailed T&Cs for customers who sign up before July 17 can be found here: https://n26.com/hb-ex. For new customers: Eligible transactions include e-commerce transactions classified under travel-related Merchant Category Codes (MCCs) by the merchant’s payment processor. N26 does not control these codes, and some travel-related merchants may not qualify. Also included are point-of-sale, in-person transactions outside the customer’s country of residence during the first 30 days after signing up for the promotion. New customers have until October 15, 2025, to open an N26 Go or N26 Metal account and until October 31, 2025, to sign up for the promotion. Cashback (1%) will be credited to your main account 30 days after the promotion ends.After the initial 30 days, new N26 Go and N26 Metal customers will automatically earn 1% cashback on point-of-sale, in-person transactions made outside the European Economic Area (EEA), UK, and Switzerland for up to 12 months. Cashback will be credited to your main account every 30 days. N26 reserves the right to end the cashback at any time with a 14-day notice. For existing customers who signed up before July 17: This offer is exclusive to N26 Go and N26 Metal customers. Customers who downgrade will lose the cashback offer. N26 Go and N26 Metal customers will earn 1% cashback on point-of-sale, in-person transactions made outside the European Economic Area, UK, and Switzerland for up to 12 months. Cashback will be credited to your main account every 30 days. N26 reserves the right to end the cashback at any time with a 14-day notice. For new and existing N26 Business customers: The 1% cashback on the eligible transactions mentioned above comes in addition to the regular purchase cashback of 0.1% for N26 Go Business and 0.5% for N26 Metal Business. Cashback will be credited to your main account every 30 days. N26 reserves the right to end the cashback at any time with a 14-day notice. **Unlimited free ATM withdrawals in the local currency outside the Eurozone is exclusive to N26 Go and Metal. ***Airport lounge passes are available for purchase in the app. ****eSIM data plans are available for purchase in the app.

FAQ

    With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.

    No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees.

    Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, with the Swiss depositor protection scheme (esisuisse), your money is protected up to CHF 100,000.

    Yes! All N26 cards let you withdraw money at foreign ATMs. N26 Smart and Standard users only have to pay 1,7% conversion fee.