Bank like a local, anywhere

Make free ATM withdrawals worldwide and use your card with no foreign transaction fees.Open free bank account
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Fee-free payments worldwide

Get free monthly ATM withdrawals in euros across the eurozone and free payments globally.
Open an account
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Trusted banking on the go

Stay in control wherever you go with a card you can lock instantly in the app, customizable security settings, and 24/7 chat support.
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Open an account in minutes

Open your N26 account from your desktop or smartphone in just a few taps.
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FAQ

    With N26, you can make free card payments worldwide — as often as you like and with no foreign transaction fees.

    No matter which N26 plan you have, enjoy unlimited card payments in any currency, with no foreign transaction fees.

    Yes, your card is protected no matter where you travel. Easily lock and unlock your card in seconds right from your phone, and get instant notifications for every payment, so you can rest assured that your money is safe — even if your card goes missing. Plus, with the Swiss depositor protection scheme (esisuisse), your money is protected up to CHF 100,000.

    Yes! All N26 cards let you withdraw money at foreign ATMs. N26 Smart and Standard users only have to pay 1,7% conversion fee.