About Us

We’re building the world’s first digital bank

At N26, we believe that your bank should be as mobile and flexible as you. That’s why we’re offering a 100% digital banking experience designed to be simple, transparent, and secure. Centered around you, it’s an app that feels good to use—integrating the most innovative technology to make life easier, and enabling you to live and bank your way.

A man sitting on a sofa working on his computer.
A view of a meeting room through its glass walls, at the N26 Mitte location.

A bank with a global vision

Our founders Max and Valentin started N26 in 2013 to set new standards in an industry that’s remained institutional and dysfunctional for many. Their vision was to transform the way you manage your money with the latest technology and the best minds from around the globe, in order to change banking for the better.

Since then, we’ve built a team of over 1,500 people from 80 nationalities—with teams in Berlin, Barcelona, Madrid, Milan, Paris, Vienna, Amsterdam, and São Paulo.

Secure banking

N26 has a full German banking license. This means that we’re governed by the same laws and regulations as any other bank—and that your funds are protected up to €100,000 by the German Deposit Protection Scheme, as defined by EU guidelines. And because we believe banking should be secure, easy, and 100% mobile, we also offer advanced security measures to keep your money safe.

Stay safe while online shopping.
Hand holding a phone with N26 app.

Modern and innovative

Technology streamlines your life. It’s given us the power to offer our customers more choices, better protect their money, and make banking fast and easy. N26 believes that managing your finances doesn’t need to be complex. We stand for modern banking, built for the 21st century.

A bank as mobile as you

It’s banking in your pocket, wherever you are. Want to lock or re-order your card? All it takes is a tap in your app. Need customer support? Get help using our live chat. Keen on an overdraft? No problem—simply apply within the app in seconds. No paperwork, no hidden fees and full transparency.

Person in a dress walking with a silver suitcase.
N26 employees sitting on a sofa and arm chairs.

Our Team

With 1,500 people of 80 nationalities working across ten global offices, we’re proud to be building the bank the world loves to use—all without a branch network or a business dress code!

Meet the team
>8 Million
Customers
24
Markets
10
Global Offices
~1,500
Employees

The N26 Story

2013

Founded by Valentin Stalf and Maximilian Tayenthal to make banking easier and more transparent for millions around the world.

2015

Launched our first products for the first time, unveiling our free N26 bank accounts and N26 Mastercards in Germany and Austria.

2016

Secured our full German banking license from the European Central Bank.

2017

Introduced N26 Metal, our top-of-the-line premium account with exclusive benefits to suit every lifestyle.

2019

Announced $300 million in Series D funding and a further $170 million extension, bringing our valuation to $3.5 billion.

2021

Exceeded the 7 million customer mark and announced our record-breaking $900 million Series E funding round—reaching a valuation of more than $9 billion.