Garmin Pay

Don’t stop running. Pay with Garmin Pay.

With Garmin Pay, you can use your Garmin smartwatch to pay with a flick of your wrist. It's the easiest way to pay when you’re on the go.
Open Bank Account
A young man and woman are walking and laughing together, both wearing Garmin smartwatches, with the Garmin Pay logo displayed in the center.

The benefits of Garmin Pay

Fast and easy

Pay in seconds with nothing more than your Garmin smartwatch.

Safe and secure

Encrypted NFC technology protects every transaction.

Accepted all over

You can use Garmin Pay wherever contactless payments are accepted.

Pay and run

Perfect for when you’re running or working out and traveling light.

How to use Garmin Pay

  1. Go to 'Settings' in your N26 app, open 'Mobile & online wallets'.
  2. Tap 'Garmin Pay'.
  3. You'll be taken to your Garmin Pay app, tap 'Get started'.
  4. Tap the N26 notification and confirm that it's you adding your card to Garmin Pay.
Open N26 account
A person wearing a dark green jacket is holding a smartphone displaying a banking app with an N26 card, while carrying a reusable grocery bag filled with fresh produce and baguettes.

Is Garmin Pay safe?

In a word, yes. Garmin Pay uses the same encrypted NFC technology that powers all contactless payments, so your data and transactions are safe and secure.
A close-up of a person’s wrist wearing a white Garmin smartwatch displaying a contactless payment screen, with a security shield graphic overlay.

Related pages

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iPhone X with the N26 app showing the Apple Pay screen.

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Use your N26 card with Google Pay

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Discover how Samsung Wallet works with your N26 card

You can use Samsung Wallet with your N26 card. Read more to discover how it works and how to connect your card.

FAQ

    All over! Garmin Pay is accepted anywhere that other contactless payments are accepted. 

    For an up-to-date list of smartwatches that have Garmin Pay, please check out the Garmin website. 

    You’ll need your phone to set up Garmin Pay in your N26 app. Once you’ve done that, you can leave your phone at home and pay using just your Garmin smartwatch.

    You can use Garmin pay for any physical or virtual Mastercard from N26. You’ll need to check the websites of any other banks you use to see if you can use their cards with Garmin Pay.

    Garmin Pay works the same as payment with a phone. In Europe, this means that there is no limit to the amount you can pay in a single transaction, so long as you have the money in your account to pay for it.

    Nothing! Like other contactless payment options, Garmin Pay is completely free to use. All you need is a smartphone, a compatible Garmin smartwatch, and money in your account to buy things with.

    You don’t need to add money. Once your N26 card is added to Garmin Pay, you’ll be able to pay in the same way as if you were using a physical N26 card. All you need is money in your account to buy things with.