The bank you’ll love

N26 is The Mobile Bank, helping you manage your bank account on-the-go, and spend and set aside money in real-time. Open your account in minutes, right from your smartphone.

An elevated hand holding an iPhone X in their hand with the N26 App’s Spaces screen open on it.
An elevated hand holding a transparent N26 credit card in their hand.

Designed with modern lifestyles in mind, N26 is the bank that’s as on-the-go as you are. Download the app to discover the benefits of 100% mobile banking.

Discover all the benefits now.
N26 You Timeline Feature in App.

A free bank account with no hidden fees

Your standard N26 account comes with all you need to spend, save and keep track of your money. Get a free Mastercard and enjoy free ATM withdrawals in euros and free payments in any currency, wherever you are in the world. And with no hidden costs or foreign exchange fees, you’ll always know what you’re spending while traveling.

Bank Account

Security is a top priority at N26

N26 operates with a full European banking license, and your bank account with a German iBAN is protected up to €100,000, according to EU directives. And with fingerprint identification and advanced 3D Secure technology, you can rest assured you’re extra safe when making purchases in stores and online.

N26 You Instant Push Notification about payment to an airline with two flight tickets in the background.

Stay tuned with push-notifications

Keep track of every transaction that comes in and out of your bank account, thanks to real-time push notifications. Whether you’re withdrawing or depositing money, making a transfer or completing a monthly standing order—you’re always kept up-to-date.

Spaces for all your goals

Organize your finances with Spaces sub-accounts, and put money aside to save up for that dream purchase. Just create and name a space, set your savings goal, and see how close you are to reaching it by tracking your progress.

And soon, all N26 users will have access to Shared Spaces–our new shared bank account feature that helps you save money together with family and friends, all in one place. We’ll let you know once this feature is available in your N26 app.

Shared Spaces
A phone screen with the Spaces screen of the N26 app open on it.
N26 Business Bank Account Free Standard see-through Mastercard Ddbitcard with cashback.

Earn 0.1% cashback with N26 Business

N26 Business is the free bank account for freelancers and the self-employed, offering free ATM withdrawals in euros and 0.1% cashback on all purchases. And with N26 Business You, enjoy all of these benefits, alongside free ATM withdrawals in all currencies and an extensive insurance package for extra peace of mind.

N26 Business

Premium bank accounts with exclusive benefits

Enjoy even more perks with our premium accounts—N26 You and N26 Metal. Alongside an extensive package of lifestyle and travel insurance and free ATM withdrawals worldwide with your N26 card, get access to exclusive partner offers and hand-picked discounts, curated with you in mind.

Discover premium
A person holding a Sand colored N26 You card behind their back.
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