Using your card in Sweden: The complete guide
Can I use my debit card in Sweden?
Are debit cards widely accepted in Sweden?
Tips for using your debit card in Sweden
- Before traveling to Sweden, notify your bank about your travel plans. This prevents your card from being flagged for suspicious activity, and you can access your funds without any fuss.
- Always carry some Swedish Krona for small purchases, street vendors, or establishments that only accept cash.
- When using your debit card or ATMs in Sweden, always opt to be charged in Swedish Krona to avoid higher exchange fees. The exchange rate offered by your bank will usually be a better deal than the rate at the ATM or card terminal, so it’s smart to pay in local currency.
- Keep your debit card secure, and always cover the keypad when entering your PIN.
- Use ATMs in well-lit and secure areas, such as banks or shopping malls. Withdraw larger amounts less frequently, and try to choose ATMs with lower withdrawal fees.
- Always check your transaction receipts and monitor your account activity regularly. Report any unauthorized transactions to your bank immediately.
Using ATMs in Sweden
Say goodbye to exchange rate markups
Paying with your N26 card when traveling
N26 doesn’t hide fees or add a foreign exchange rate. We also don’t tack on extra charges for rare currencies or for paying on the weekend. Spend abroad and benefit from Mastercard's real exchange rate.
Withdrawing money abroad is free with N26 You. Anywhere.
N26 You gives you free withdrawals in currencies around the globe, saving you up to 7% on fees. That means N26 You pays for itself in just a few trips.
FAQs
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N26 gives you the real exchange rate and won’t charge currency exchange rates when paying abroad. Sign up to save on your next trip.
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