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Anti-Financial Crime Subject Matter Expert (Senior Associate)

Department:Risk
Location:Berlin
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About the opportunity

We are on the hunt for a high-impact Anti-Financial Crime Subject Matter Expert (Senior Associate) to join our frontline global team! In this role you will be working closely with all AFC and Sanctions functions ensuring that regulatory requirements are embedded in our operational processes and assessments. Additionally, you will have end-to-end responsibilities for cross functional projects impacting our regulatory landscape. You need to have a strong Financial Crime background and a robust operational experience in an international setting. Success in this fast-paced  tech-driven environment requires a proactive, forthcoming  approach matched with high quality standards. A background in Banking or FinTech is a distinct advantage.  

In this role, you will be: 

  • Supporting on the design of scalable processes for the operational teams within Second Line while ensuring they are compliant and audit-proof 
  • Serving as the main Second Line stakeholder for product, business and operational teams on AFC processes and tooling 
  • Acting as the primary contact for initiating and building scalable AI solutions across Second Line processes
  • Performing risk assessments for new products, processes and third parties 
  • Supporting AFC teams on internal and external audits 
  • Collaborating closely with AFC Analytics 
  • Ensuring that accesses in AFC Second Line teams are managed in accordance with internal policies and procedures 
  • Delivering and taking end-to-end ownership on projects initiated by Second Line functions

What you need to be successful: 

Background:
  • Bachelor's degree in finance, economics, or a comparable field; an additional AFC related qualification (e.g ACAMS) is a strong plus
  • 5+ years of experience in a relevant compliance or financial crime role
  • In-depth knowledge of European regulations on Financial Crime (KYC, AML, Fraud, Sanctions etc.), industry best practice and current banking regulatory landscape
  • Demonstrated record of executing projects that measurably improved different metrics preferably leveraging AI solutions 
  • Knowledge of Italian regulations is a big plus 
Skills:
  • Deep understanding of Anti-Financial Crime (AFC) and Know Your Customer (KYC) frameworks within a retail banking environment
  • Ability to identify, assess, and mitigate AFC risks  
  • Strong risk mindset and understanding of risk functions 
  • The ability to analyse complex information, identify key issues, and propose solutions
  • Experience in identifying strategic opportunities for scalable AI and machine learning integration to optimize Second line processes
  • Ability to act as the bridge between AI product and tech teams and risks stakeholders
  • Proficiency at translating regulatory requirements across functions
  • Excellent stakeholder management, project management, and problem-solving skills
  • Effective communication skills when working with cross-functional teams and stakeholders
  • Good understanding of AFC data and agile frameworks 
  • Knowledge of Project Management and Case Management software (e.g. Figma, Salesforce) is a big plus 
Traits: 
  • High quality standards and attention to detail
  • Strong team player and able to work under pressure
  • Diligent and reliable, forthcoming and resilient
  • Hands-on mentality and commitment to taking ownership
  • Operates effectively in ambiguity, challenges constructively and fosters a culture of transparent risk-management
  • High integrity and an approach that fosters innovation and simplicity

What’s in it for you:

  • Accelerate your career growth by joining one of Europe’s most talked about disruptors 🚀.
  • Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation. 
  • As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.    
  • Additional day of annual leave for each year of service.  
  • A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds. 
  • A relocation package with visa support for those who need it.

Who we are

N26 has reimagined banking for today’s digital world. Technology and design empower everything we do and it’s how we are building the global banking platform the world loves to use. We've eliminated physical branches, paperwork, and hidden fees for an elegant digital experience and supreme savings. Giving people the power to live and bank their way is what gets us out of bed in the morning and inspires the work that we do.  We are headquartered in Berlin with offices in multiple cities across Europe, including Vienna and Barcelona, and a 1,500-strong team of more than 80 nationalities.  Do you see yourself thriving in this role? We’d love to see your application even if you don’t meet 100% of the criteria. You may just be the right fit for this or other roles! Equal opportunities for all At N26, we believe our strength lies in our people and the varied perspectives they bring. We strive to build diverse teams that drive innovation and business success. We actively seek talent from all backgrounds and welcome applications from all genders, cultures, sexual orientations, abilities, neurodiversities, and ages. We are committed to providing an excellent and accessible candidate experience. If you require any accommodations to make this process work for you, please let us know. We’re here to support you! Discover more about Diversity & Inclusion at N26: https://n26.com/en-eu/diversity-and-inclusion
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