Join the Mobile Bank with over 5 million customers

✓ Free bank account✓ Free payments in any currency✓ Free Contactless N26 Mastercard✓ Free additional N26 Maestro card

Mastercard

Your bank account with N26

N26 offers a free online bank account that you can open from your smartphone in minutes. Benefit from free withdrawals in euros, and free payments in all currencies—wherever you are in the world. Smart features like automatic categorization of your spending and real-time push notification help you keep track of your finances.

Secure online banking features

Instant push notifications

Track your account activity. Receive real-time push notifications for every transaction, including card payments, withdrawals, transfers, and more.

Custom settings

With N26, choose your PIN code and payment limits. Easily lock and unlock your virtual card, and authorize or cancel online payments.

3D Secure

Your online purchases are automatically protected by Mastercard 3D Secure (3DS), an advanced 2-factor authentication step.

Deposit protection

N26 has a banking license and complies with European regulations. This means we keep your data confidential and protect your deposits up to €100,000.

Keep an eye on your money habits

Staying on top of your finances is easy when you can track your spending in real-time. However you choose to spend your money, our instant push-notifications and budgeting features help you stay on track of your money goals. Spend freely, but not mindlessly!

Open Bank Account

Spaces: discover sub-accounts

Want to put money aside for projects, big or small? Your N26 bank account lets you open sub-accounts so you can save at your own pace. Customize the name of your sub-account, set a goal to reach, and start moving money over in an instant.

Get instant access to your digital account

Life can be unpredictable, and sometimes we need solutions here and now—that’s why we give you instant access to your digital account.

After opening an account or ordering a new card, you can start spending with it before your physical Mastercard even arrives in the mail. Just add it to your Apple or Google Pay and pay in stores, online, or in apps.