Hand holding a mobile showing the N26 app cryptocurrency portfolio.

How to read crypto charts on N26

Before using N26 Crypto, learn how to track your portfolio’s value and spot trends in individual coins over time—all right from your N26 app.

6 min read

 The market for crypto assets constitutes a high risk. A return equal to the money spent is not guaranteed and a complete loss of the money spent is possible at any time. The following statements and illustrations do not constitute investment advice or any other advice on financial services, financial instruments, financial products, or digital assets.The values depicted below are fictional and for illustrative purposes only. 

Compelled by crypto? We hear you. That’s why N26 has made it easier than ever to learn the basics of cryptocurrency. With N26 Crypto, you can buy, sell, and track the value of your cryptocurrency right from the N26 app. We’ve made your portfolio simple and intuitive, giving you the tools you need to make educated decisions about whether purchasing crypto is right for you. 

In this article, we’ll pick up where our guide to cryptocurrency for beginners leaves off, and focus specifically on the N26 Crypto experience, with tips and screenshots to help you read crypto charts on the N26 app. We’ll walk through how to understand your portfolio, track the value of your coins over time, and learn more about the nearly 200 cryptocurrencies available.

Let’s get started. 

What’s a crypto chart? 

Crypto charts are visual representations of cryptocurrency prices and trading volumes over time, and are often presented in the form of a line graph. Crypto charts are particularly useful when researching cryptocurrency prices, analyzing patterns, and attempting to spot trends over time.

More experienced users may be able to use the info in these charts to analyze the likelihood of future price changes. Keep in mind that analyzing data may not always be accurate, as cryptocurrencies are subject to high volatility, and past performance does not necessarily guarantee future performance. 

Crypto charts aren’t just for the experts, though. They can also be a great tool for beginners looking to learn about the market and individual cryptocurrencies. 

The charts in N26 Crypto are interactive, allowing you to read and interpret the data right from your smartphone. 

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How to read your N26 crypto charts 

1. Sign up to trade cryptocurrency and buy your first coins

If you’ve done your research and are interested in buying and selling crypto, you can sign up by tapping Get started with crypto under Trading in the Finances tab. Start out by exploring N26 Crypto, searching our list of almost 200 coins, and learning the basics — then when you’re ready to start purchasing coins, tap Buy on your selected currency. You’ll need to answer a few questions, and comply with the Terms and Conditions of the Crypto feature of N26 and those of our partner, Bitpanda Asset Management GmbH.

After you’ve signed up, you can purchase your first cryptocurrencies easily. Get important insights into coins by tapping on them. You’ll be taken to the coin screen, where you’ll see the current market price of your coin and a chart with its fluctuation from the past day up to the past year. Tap and hold or drag and tap the chart to see the coin’s value on any given point in time in the past. You can also tap on the chart and drag in either direction to spot trends. Tap Insights, to see the market cap and daily high and low, and Tap Background to get information to get the history and origins of the coin. 

N26 app showing the variation of a crypto coin over a period of one month.

For a complete guide on how to browse and discover coins, learn the basics, and buy crypto with N26, visit our guide.

2. Discover your crypto portfolio 

Once you’ve purchased your first coins, you’ll be able to see them in your portfolio. There, you'll see the combined total value of the coins you own, as well as their fluctuations based on your selected timeline. 

The small triangle below your total portfolio value will show the latest amount and percentage that your portfolio has changed, based on your selected timeline. A green triangle means that the value of your total crypto holdings has increased, while a red triangle means the value of your total holdings has decreased. It’s worth mentioning that the total value of your portfolio depends not only on the prices of your owned coins, but also on the amount of each coin you own. To get extra info on how to understand and use your portfolio for smarter trading, tap the info icon at the top of your screen. 

N26 app showing the variation of the cryptocurrency portfolio over a period of one month.

3. Explore your portfolio chart to see how its value has changed over time

Below the portfolio value, you’ll see your portfolio chart. It’s an interactive graph, allowing you to see the value changes over time.

On your chart, you can switch between 24 hours, one week, one month, and one year to get a handle on how your portfolio value has fluctuated over different periods. For more detailed insights, tap and hold your chart to see its value at a specific time, then drag in either direction to understand your portfolio’s fluctuation over a given period. This is a helpful tool for seeing your portfolio’s value fluctuation during a specific time period. 

But understanding your portfolio is also tied to understanding the fluctuation of the different coins that you own. So let’s take a look at how to read the charts of your specific crypto coins.

Illustration showing how to check the specific value of a crypto coin over time.

In your portfolio, under Your coins, you’ll see how much each of the coins you’ve purchased is currently worth, with both euros and percentages indicating how much the value has changed since you’ve purchased them. 

To learn more about each cryptocurrency you own, tap on the individual coin. You’ll see its current price, along with an interactive chart to explore its fluctuations over a given time period. Below the coin chart, you’ll see the coin’s value in your portfolio. You’ll also see the amount of the coin (or coins) you own, and your return on investment to date. Tap on Insights to view market cap, as well as the daily high and the daily low. Or, tap Background to get information on the history and origins of the coin. Lastly, you’ll see your transaction history at the bottom of the page, giving you a clear overview of your purchases or sales of that particular coin. 

While you’re on the coin’s screen, you can get more information about each coin by tapping the Info icon in the top right corner. This will take you to the Know your basics screen, where you can get tips and insights on how to find the coin price, the importance of understanding its market cap, and how to read your chart with confidence. 

Considerations to keep in mind when reading crypto charts

Understanding your crypto charts is an excellent way to stay informed about coins, and dive deeper into the world of cryptocurrency at large. 

However, while these charts can be helpful for making educated predictions about market trends, past cryptocurrency performance doesn’t and can’t predict future value. So, while staying informed and engaged with your coins are worth your while, make sure you never spend more than you can afford to lose. 

If you want to dive even deeper into the world of crypto, visit our blog to familiarize yourself with different kinds of cryptocurrencies and review some of their pros and cons

Continue your crypto journey with N26

N26 has made managing your finances easier than ever  —  and now we’re making crypto trading easy too. Want to set aside a monthly budget dedicated to crypto? Pool your funds in our signature Spaces sub-accounts so you’re never tempted to buy more than you’re comfortable with. When you’re ready to buy your favorite coins, easily move your savings back to your main account.

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