Sagittarius: your financial horoscope

Optimistic and full of ideas, Sagittarius loves to explore the world on their own terms. Find out in this article what this all means for their finances.

8 min read

With Sagittarius, we’re almost at the end of our star sign x N26 series. But there’s good news: The cycle of the zodiac begins again every year, so you can always go back to our articles when you’re looking for inspiration. Unlike daily or monthly horoscopes that try to predict the future, we dig deep into the habits and personality traits of the twelve astrological signs. The descriptions of the signs date back to the ancient world and are surprisingly accurate – even if they’re not backed by science. 

Whether you’re trying to understand your relationship patterns or financial habits, this article will give you some food for thought. And that’s already one of the many characteristics of Sagittarius: their drive for self-improvement and groundbreaking ideas. But before we get ahead of ourselves, let’s first have a look at the history of the archer.

The sign of Sagittarius

Sagittarius (from the Latin word “archer”) is located on the ninth section of the zodiac. The sun passes through this section between November 23 and December 21. So, if your birthday is on any of those dates, you’re a Sagittarius. The astrological sign is based on the constellation Sagittarius, and it was already observed (and probably named) by the Sumerians, who lived in Mesopotamia during the 3rd century BC. Even in ancient Egypt and India, the constellation was depicted as a horseback rider or an archer. The ancient Greeks associated it with the centaur Chiron (part human, part horse), who skillfully handled a bow and arrow. In short, there was a lot of consensus about the association of the constellation with the figure of the archer.   

The zodiac sign of Sagittarius and its characteristics as we know them today are based on the writings of Claudius Ptolemy. About 2,000 years ago, the Alexandrian mathematician and astronomer stipulated in his scientific treatise Tetrábiblos that Sagittarius was a masculine sign and ruled by Jupiter. Jupiter is the biggest planet in our solar system, and in sun sign astrology, it’s associated with luck and success. Sagittarius is a fire element and, like Gemini, Virgo, and Pisces, a mutable sign. So, what does all of this mean for the personality traits of Sagittarius? Read on to find out!  

Typical Sagittarius traits

The arrow represents a sense of purpose and attack, perfectly describing Sagittarius. Like Leos, this star sign is a born fighter, vibrant and full of ideas. Their optimism and self-confidence inspire others. Insecure people who often overthink their decisions should team up with a Sagittarius — together, they can reach for the stars and achieve their goals. Having goals is a main driving force of this star sign, and people with Sagittarius in their chart are considered extremely idealistic and visionary. Regardless of whether they aim to increase global financial equity for women, fight against climate change, or envision new spheres like the Metaverse – Sagittarius wants nothing less than to change the world.

Sagittarius might dream big, but their lifestyle is simple. They’re minimalists and might try alternative living concepts. These life choices are not only based on their core values, either. People with Sagittarius in their chart are said to be extremely freedom-loving, carefree, and adventurous. Why stay at home when you can travel the world? This curious star sign loves to explore new places, leave its comfort zone, and expand its horizons. Naturally, some are more ready to take risks than others. But if you ever spot a Saggitarius lazing around on the beach, consider yourself lucky — it’s a rare sight. This highly energetic star sign loves to dance the night away during festival season, go on a bikepacking trip, or work from faraway countries as a digital nomad. Despite obstacles, Sagittarius doesn’t get lost in worries, doubts, or thought spirals. Instead, this feisty fire sign makes spur-of-the-moment decisions and simply follows their (ever-changing) interests.   

Like an untrusting Scorpio or an independent Virgo, Sagittarius likes to keep to themselves — although they highly value thought-provoking debates with others. This often gives them away as the extremely honest human beings they are. In fact, they would usually rather speak an uncomfortable truth than put on a fake smile. Dealing with reality (and their own shortcomings) is the true life purpose of the archer. Growing pains and conflicts are simply part of the process.

Other traits that define Sagittarius

Like any other astrological sign, Sagittarius has a dark side. As much as they love coming up with ideas and making plans, sometimes they fail to see things through. The reasons for this are manifold. Like Pisces, Sagittarius is considered a dreamer with an extreme power of imagination. But sometimes, their goals are so far-fetched that they’re simply out of reach – their own aspirations become their biggest obstacle. That’s often when the archer starts procrastinating and diverts their attention to something else. No wonder this zodiac sign isn’t known for its organizational skills. Its fiery energy can quickly turn to impatience and impulsiveness. Therefore, those with Sagittarius in their chart can struggle to maintain routines.

In the workplace, this might be seen as a lack of perseverance. But really, Sagittarius just needs to find a job that fits their unique personality. They often become professional athletes or pursue a career in the arts, as countless Sagittarius celebrities like Taylor Swift, Scarlett Johansson, Monica Seles, or Steven Spielberg prove. Their wanderlust often pushes archers to work as freelancers or adopt an alternative lifestyle — which also holds true in matters of the heart. People with Sagittarius in their chart are considered hunters and often choose relationships that go against the norm — if any at all. Even though marriage comes with financial benefits, this restless star sign doesn’t want to tie the knot. While Aries and Gemini are of a similar nature, extremely loyal zodiac signs like Leo, Scorpio, and Taurus find it hard to deal with this lack of commitment. So, how does Sagittarius handle conflicts? 

Where a Scorpio uses their poisonous stingers, a Sagittarius shoots arrows at the sky. They can be brutally honest and even tactless. No wonder this fiery star sign tends to overstate their case and isn’t afraid to start fires — in the truest sense of the word. Sometimes, this zodiac sign is slightly overconfident, so others might call them arrogant, unteachable, or a know-it-all behind their back. Sagittarius sometimes even overestimate their powers to a dangerous degree. They consider themselves invincible — after all, Jupiter, their lucky planet, is keeping an eye on them. This can be extremely unnerving for security-minded star signs like Capricorn, Cancer, and Scorpio — especially when Sagittarius ventures out alone and doesn’t want to be told what to do. Luckily, this astrological sign is capable of learning and takes other people’s feedback to heart.

Sagittarius and money

Now you know the main personality traits of a Sagittarius. But how does this free-spirited star sign deal with money? Let’s find out! 

The financial traits of a Sagittarius

A true minimalist, Sagittarius doesn’t need fancy clothes or expensive furniture. They want to buy experiences, not things. Whether it’s traveling, parties, sports, or cultural events, this curious and energetic star sign loves to follow their passions — or invest in a new business idea. Where others are hesitant, the archer seizes the opportunity to get into the game. This also applies to new investments, such as cryptocurrencies, that don’t leave much time for hesitation. With Jupiter on their side, Sagittarius might just get rich quickly.  

However, long-term savings goals and traditional savings accounts aren’t their cup of tea. Sagittarius prefers to have a steady cash flow because their interests change frequently. Plus, this zodiac sign is prone to impulse buys and often overspends. They don’t wait for the best time to book flights or discounted stays; they simply go for it. As their funds dwindle, long-term goals slowly fade into the distance. That’s why Sagittarius is said to lose track of their finances in the long term. Luckily, they have a knack for new technologies and love trying new things, like intuitive tools to manage their money conveniently from their smartphone.    


Get your finances in order — no matter your star sign

Are you spontaneous, free-spirited, and adventurous like Sagittarius? Or do you struggle to follow long-term savings goals and monitor your spending? Either way, you’ll love N26 Smart, the bank account that gives you full control so you can spend and budget by your own Rules. Use handy features such as N26 Income Sorter to automatically move a portion of your salary to your Spaces sub-accounts every month — so you don’t risk overdrawing your main account. Naturally, it’s up to you how much you want to save.

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